7220 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 7220 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 2003
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Apr 2018)
Tax Bill	$3,168 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-004-010-0040`

Property Details

APN / Parcel Number

Primary APN	`004-004-010-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,350 sqft Building Perimeter
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Lot Area	51,401 sqft (1.18 acres)
Garage Area	600 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7220 E HIGGINS LAKE DR
City	ROSCOMMON
State	MI
Zip	48653-9352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-983 P-2234 (L-771 P-376) 243 COM AT W 1/4 COR SEC 4 TH S5DEG27'W ALG SEC LINE 346.46FT FOR POB TH S89DEG28' 43"E 329.46FT
Jurisdiction	ROSCOMMON MI
Township / Civil Division	GERRISH
Census Block Group	1
Census Block	1090
Census Tract	970401

Owner

7220 E Higgins Lake Dr is owned and occupied by an individual who bought it in April 2018.

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7220 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2018	Deed of Trust, Mortgage UNION HOME MORTGAGE
Apr 3, 2018	Warranty Deed, Transfer
Apr 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2018 · Amount on File
Deed Sale	Apr 3, 2018 · Amount on File
Prior Sale	Aug 10, 2007 · Amount on File
Deed Document Number	20182562
Deed Book / Page	1165 / 1313
Prior Transfer Date	Mar 30, 2018
Prior Transfer Doc	1165/1274
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	7220 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9352
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001165/0000001314
Date	Apr 3, 2018
Book Page	0000001165/0000001314
Instrument	201800002563

Lender

Name	UNION HOME MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Apr 3, 2018
Property Address	7220 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9352
Document Number	1165/1313
Book / Page	1165 / 1313
Instrument Date	Mar 30, 2018
Instrument	201800002562
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11988 CROSSING DEER CT, ROSCOMMON, MI 48653-7538

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Apr 3, 2018
Property Address	7220 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9352
Document Number	1165/1274
Book / Page	1165 / 1274
Instrument Date	Mar 30, 2018
Instrument	201800002523
Transaction Type	Transfer
Record Updated	Jun 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7220 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-9352

Tax Assessment & Valuation

The 2025 property tax bill for 7220 E Higgins Lake Dr was $3,168 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Gerrish Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,200 (+7.06%)	$406,400 (+7.06%)
2025	$3,168.00 Homeowner's exemption	$189,800	$379,600
2023		$129,100	$258,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7220 E Higgins Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7220 E Higgins Lake Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 87% of Michigan
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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