7020 E Higgins Lake Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 7020 E Higgins Lake Dr, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,755 sqft · built 1993
Lot Size1.81 acres (78,844 sqft)
OwnerIndividual Name on Record
Last Sale$248,000 (Dec 2020)
Tax Bill$6,334 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-130-003-0000

Property Details

APN / Parcel Number

Primary APN004-130-003-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,755 sqft Building Perimeter
1st Floor Area2,015 sqft
Basement Area987 sqft
Unfinished Basement987 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area78,844 sqft (1.81 acres)
Garage Area576 sqft

Location & Zoning

Street Address7020 E HIGGINS LAKE DR
CityROSCOMMON
StateMI
Zip48653-8926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-633 P-204 243 LOT 3 BABA'S WOODS
Legal SubdivisionBABAS WOODS
Legal Lot Number3
JurisdictionROSCOMMON MI
Township / Civil DivisionGERRISH
Census Block Group1
Census Block1090
Census Tract970401

Owner

Source: Roscommon County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address165 BREMAN DR, OTTAWA, OH 45875-8431
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2020 · Amount on Record
Deed SaleDec 8, 2020 · Amount on Record
Deed Document Number20209373
Deed Book / Page1174 / 2283
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateDec 8, 2020
Property Address7020 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8926
Document Number1174/2283
Book / Page1174 / 2283
Instrument DateDec 4, 2020
Instrument202000009373
Transaction TypeTransfer
Record UpdatedJun 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 BREMAN DR, OTTAWA, OH 45875-8431

Mortgage

Document Number202000009374
DateDec 8, 2020
Instrument202000009374
Lender
NameSUPERIOR CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionGerrish Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$252,900 (+65.94%)$505,800 (+65.94%)
2025$6,334.00
2023$152,400$304,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 87% of Michigan
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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