Roscommon County property record for 7016 E Higgins Lake Dr, Roscommon, MI 48653
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,270 sqft · built 1990 |
| Lot Size | 1.81 acres (78,844 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,362 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Oct 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-130-004-0000 |
| Primary APN | 004-130-004-0000 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,270 sqft Building Perimeter |
| 1st Floor Area | 1,124 sqft |
| Basement Area | 1,124 sqft |
| Unfinished Basement | 1,124 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 78,844 sqft (1.81 acres) |
| Garage Area | 816 sqft |
| Street Address | 7016 E HIGGINS LAKE DR |
|---|---|
| City | ROSCOMMON |
| State | MI |
| Zip | 48653-8926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L-884 P-567 (L-647 P-348) 243 LOT 4 BABA'S WOODS |
| Legal Lot Number | 4 |
| Jurisdiction | ROSCOMMON MI |
| Township / Civil Division | GERRISH |
| Census Block Group | 1 |
| Census Block | 1090 |
| Census Tract | 970401 |
Source: Roscommon County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7016 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance UNION HOME MORTGAGE |
| Oct 28, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 7016 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8926 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001179/610 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 1179/610 |
| Instrument | 202100011269 |
| Name | UNION HOME MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 193 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSCOMMON MI |
| Property Address | 7016 E HIGGINS LAKE DR, ROSCOMMON, MI 48653-8926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1170/2367 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 1170/2367 |
| Instrument | 201900007455 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2034 |
Source: Roscommon County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Roscommon County |
| County Subdivision | Gerrish Township |
| Unified School District | Roscommon Area Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,800 (+63.49%) | $501,600 (+63.49%) | |
| 2025 | $3,362.00 | ||
| 2023 | $153,400 | $306,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 18, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 87% of Michigan |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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