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7028 Cooley Rd, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7028 Cooley Rd, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,510 sqft · built 2019
Lot Size0.75 acres (32,691 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Nov 2021)
Tax Bill$1,375 (2025)
Deeds & MortgagesMar 2021 Mortgage
Nov 2021 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN069 028.10

Property Details

APN / Parcel Number

Primary APN069 028.10
Alternative APN
  • 0000157394

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,510 sqft Living Area

Exterior

Year BuiltBuilt 2019
Exterior MaterialVinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area32,691 sqft (0.75 acres)
Lot Dimensions266 ft deep x 122 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000157394
Old Parcel Number069 028.10
Street Address7028 COOLEY RD
CityOOLTEWAH
StateTN
Zip37363-9732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 7 LOST LAKE PB83 PG50 OUT OF 69-28 FOR 2007
Legal SubdivisionLOST LAKE
Legal Lot Number7
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract10103

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7028 COOLEY RD, OOLTEWAH, TN 37363-9732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST HOME BANK
Nov 16, 2021Warranty Deed, Transfer · Conventional Mortgage
ACOPIA LLC
Jun 18, 2019Warranty Deed, Transfer · Conventional with PMI
PRIME LNDG
Dec 27, 2018Warranty Deed, Transfer
TITLE SERVICES/TN, TITLE SVCS/TN
Apr 20, 2018Warranty Deed, Construction Loan · Construction Mortgage
MILLENNIUM BK
Jan 3, 2017Grant Deed, Transfer
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2021 · Amount on Record
Deed SaleNov 16, 2021 · Amount on Record
Prior SaleJun 18, 2019 · Amount on Record
Deed Document Number2021111600140
Deed Book / Page12735 / 685
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address7028 COOLEY RD, OOLTEWAH, TN 37363-9732
Transaction TypeMortgage
Record UpdatedJan 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000077
DateMar 8, 2021
Book Page12386/130
Instrument2021030800077
Lender
NameFIRST HOME BANK
TypeBank
AddressSEMINOLE, FL 33772
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateNov 16, 2021
Property Address7028 COOLEY RD, OOLTEWAH, TN 37363-9732
Document Number0000000140
Book / Page12735 / 685
Map ReferenceMB 83 PG 50
Instrument DateNov 12, 2021
Instrument2021111600140
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanyUNKNOWN, FOUNDATION T&E SERIES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,054.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7028 COOLEY RD, OOLTEWAH, TN 37363-9732

Mortgage

Document Number0012735688
DateNov 16, 2021
Instrument12735/688
Lender
NameACOPIA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 18, 2019
Property Address7028 COOLEY RD, OOLTEWAH, TN 37363-9732
Document Number0618000253
Book / Page011673 / 000073
Instrument DateJun 17, 2019
Instrument190618000253
Transaction TypeTransfer
Record UpdatedJul 1, 2019
Title CompanyFIRST CHOICE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$832.13
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7028 COOLEY RD OOLTEWAH TN 37363, OOLTEWAH, TN 37363

Mortgage

Document Number618000254
DateJun 18, 2019
Book Page011673/000075
Instrument190618000254
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 17, 2049

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 27, 2018
Property Address7028 COOLEY RD, OOLTEWAH, TN 37363-9732
Document Number1227000054
Book / Page011531 / 000268
Instrument DateDec 21, 2018
Instrument181227000054
Transaction TypeTransfer
Record UpdatedFeb 4, 2019
Title CompanyTITLE SERVICES/TN, TITLE SVCS/TN

Transaction

AmountAmount Recorded
Tax$66.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8012 MCDONALD CEMETERY RD OOLTEWAH TN 373636663, OOLTEWAH, TN 37363-6663

April 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 20, 2018
Property Address7028 COOLEY RD, OOLTEWAH, TN 37363-9732
Document Number0000000110
Book / Page011324 / 000953
Instrument DateApr 19, 2018
Instrument110
Transaction TypeConstruction Loan
Record UpdatedMay 1, 2018
Title CompanyFILE TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$66.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9150 MCKENZIE LN OOLTEWAH TN 373639852, OOLTEWAH, TN 37363-9852

Mortgage

Document Number111
DateApr 20, 2018
Book Page011324/000955
Instrument111
Lender
NameMILLENNIUM BK
TypeBank
AddressOOLTEWAH, TN 37363
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 19, 2019

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON TN
Recording DateJan 3, 2017
Property Address7028 COOLEY RD, OOLTEWAH, TN 37363-9732
Document Number0000000149
Book / Page01094 / 000050
Instrument DateDec 27, 2016
Instrument149
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyTITLE SERVICES, INC.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,996.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7533 TEE WAY CIR CHATTANOOGA TN 374161091, CHATTANOOGA, TN 37416-1091
InvestorPossibly a Property Investor

Mortgage

Document Number150
DateJan 3, 2017
Book Page010945/000052
Instrument150
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37201
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term24 Months
DueJan 2, 2019

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,375.00 (+4.64%)$90,725 (+54.43%)$362,900 (+54.43%) Land $60,000 Building $302,900
2023$1,314.00$58,750$235,000 Land $25,000 Building $210,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 72% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAVANNAH VALLEY U.D.
serves 30,571 people · EPA ID TN0000613
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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