7012 Cooley Rd, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7012 Cooley Rd, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,323 sqft · built 2018
Lot Size0.682 acres (29,735 sqft)
Owner2 Company Names on Record
Last Sale$280,000 (Dec 2020)
Tax Bill$1,568 (2025)
Deeds & MortgagesAug 2026 Transfer
Dec 2020 Sale & Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN069 028.08

Property Details

APN / Parcel Number

Primary APN069 028.08
Alternative APN
  • 0000157392

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,323 sqft Living Area

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area29,735 sqft (0.682 acres)
Lot Dimensions247 ft deep x 112 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000157392
Old Parcel Number069 028.08
Street Address7012 COOLEY RD
CityOOLTEWAH
StateTN
Zip37363-9732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 LOST LAKE PB83 PG50 OUT OF 69-28 FOR 2007
Legal SubdivisionLOST LAKE
Legal Lot Number5
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract10103

Owner

Source: Hamilton County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address7012 COOLEY RD, OOLTEWAH, TN 37363-9732
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 31, 2020Warranty Deed, Transfer · Line of Credit
FIRSTBANK
Jan 3, 2020Warranty Deed, Transfer · FHA Mortgage
CHURCHILL MTG
Mar 5, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BMO HARRIS BANK NA
Oct 13, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Jan 3, 2017Grant Deed, Transfer
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2020 · Amount on Record
Deed SaleDec 31, 2020 · Amount on Record
Prior SaleJan 3, 2020 · Amount on Record
Deed Document Number2020206
Deed Book / Page12297 / 439
Last Transfer DateJul 31, 2026
Transfer Doc0000000217
Record UpdatedSep 20, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateAug 6, 2026
Property Address7012 COOLEY RD, OOLTEWAH, TN 37363-9732
Document Number0000000217
Book / Page14396 / 597
Instrument DateJul 31, 2026
Instrument2026217
Transaction TypeTransfer
Record UpdatedAug 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address7012 COOLEY RD, OOLTEWAH, TN 37363-9732

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 31, 2020
Property Address7012 COOLEY RD, OOLTEWAH, TN 37363-9732
Document Number1231000206
Book / Page012297 / 000439
Instrument DateDec 30, 2020
Instrument201231000206
Transaction TypeTransfer
Record UpdatedJan 21, 2021
Title CompanyKELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,036.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7012 COOLEY RD OOLTEWAH TN 373639732, OOLTEWAH, TN 37363-9732

Mortgage

Document Number1231000207
DateDec 31, 2020
Book Page012297/000442
Instrument201231000207
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 30, 2030
Interest
Rate TypeAdjustable Rate

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 3, 2020
Property Address7012 COOLEY RD, OOLTEWAH, TN 37363-9732
Document Number0103000007
Book / Page011867 / 000896
Instrument DateDec 31, 2019
Instrument200103000007
Transaction TypeTransfer
Record UpdatedJan 23, 2020
Title CompanyCHATTANOOGA TITLE E BRAINERD LLC, CHATTANOOGA TITLE E BRAINERD L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$999.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7012 COOLEY RD OOLTEWAH TN 373639732, OOLTEWAH, TN 37363-9732

Mortgage

Document Number103000008
DateJan 3, 2020
Book Page011867/000899
Instrument200103000008
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 2, 2050

March 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 5, 2018
Property Address7012 COOLEY RD, OOLTEWAH, TN 37363-9732
Document Number0000000154
Book / Page11285 / 414
Map ReferenceMB83 PG50
Instrument DateFeb 28, 2018
Instrument2018030500154
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$888.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address7012 COOLEY RD, OOLTEWAH, TN 37363-9732

Mortgage

Document Number0000000155
DateMar 5, 2018
Instrument2018030500155
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 1, 2038

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 13, 2017
Property Address7012 COOLEY RD, OOLTEWAH, TN 37363-9732
Document Number0000000094
Book / Page011178 / 000011
Instrument DateOct 6, 2017
Instrument94
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$66.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7613 ROYAL HARBOUR CIR OOLTEWAH TN 373639153, OOLTEWAH, TN 37363-9153
InvestorPossibly a Property Investor

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON TN
Recording DateJan 3, 2017
Property Address7012 COOLEY RD, OOLTEWAH, TN 37363-9732
Document Number0000000149
Book / Page01094 / 000050
Instrument DateDec 27, 2016
Instrument149
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyTITLE SERVICES, INC.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,996.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7533 TEE WAY CIR CHATTANOOGA TN 374161091, CHATTANOOGA, TN 37416-1091
InvestorPossibly a Property Investor

Mortgage

Document Number150
DateJan 3, 2017
Book Page010945/000052
Instrument150
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37201
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term24 Months
DueJan 2, 2019

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,568.00 (+1.1%)$103,500 (+49.24%)$414,000 (+49.24%) Land $60,000 Building $354,000
2023$1,551.00$69,350$277,400 Land $25,000 Building $252,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 72% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAVANNAH VALLEY U.D.
serves 30,571 people · EPA ID TN0000613
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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