6997 Cooley Rd, Ooltewah, TN 37363 Property Records

Hamilton County property record for 6997 Cooley Rd, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,780 sqft · built 1979
Lot Size2.8 acres (121,968 sqft)
Owner2 Individual Names on Record
Last Sale$55,000 (Feb 2021)
Tax Bill$2,171 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Oct 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN069 032.03

Property Details

APN / Parcel Number

Primary APN069 032.03
Alternative APN
  • 0000010395

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,780 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area121,968 sqft (2.8 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000010395
Old Parcel Number069 032.03
Street Address6997 COOLEY RD
CityOOLTEWAH
StateTN
Zip37363-5738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionPT NW 1/4 SEC 23 TWP 3 R 3
Legal Range03W
Legal Township03S
Legal Section23
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group2
Census Block2008
Census Tract10104

Owner

Source: Hamilton County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6997 COOLEY RD, OOLTEWAH, TN 37363-5738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2023Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Oct 6, 2023Deed of Trust, Mortgage · Closed-End Mortgage
REGIONS BANK
Feb 4, 2021Warranty Deed, Transfer
CHATTANOOGA TITLE E BRAINERD LLC, CHATTANOOGA TTL EAST BRAINER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2021 · Amount on Record
Deed SaleFeb 4, 2021 · Amount on Record
Deed Document Number202115
Deed Book / Page12342 / 683
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address6997 COOLEY RD, OOLTEWAH, TN 37363-5738
Transaction TypeMortgage
Record UpdatedJan 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6997 COOLEY RD, OOLTEWAH, TN 37363-5738

Mortgage

Document Number0000000155
DateOct 6, 2023
Book Page13418/615
Instrument2023100600155
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 14, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address6997 COOLEY RD, OOLTEWAH, TN 37363-5738
Transaction TypeMortgage
Record UpdatedJan 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6997 COOLEY RD, OOLTEWAH, TN 37363-5738

Mortgage

Document Number0000000154
DateOct 6, 2023
Book Page13418/601
Instrument2023100600154
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2043

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 4, 2021
Property Address6997 COOLEY RD, OOLTEWAH, TN 37363-5738
Document Number0000000015
Book / Page12342 / 683
Instrument DateJan 28, 2021
Instrument2021020400015
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanyCHATTANOOGA TITLE E BRAINERD LLC, CHATTANOOGA TTL EAST BRAINER

Transaction

AmountAmount Recorded
Tax$203.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address922 BELVOIR HILLS CIR, CHATTANOOGA, TN 37412-2014
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,171.00 (+101.77%)$143,275 (+197.87%)$573,100 (+197.87%) Land $83,400 Building $489,700
2023$1,076.00$48,100$192,400 Land $50,600 Building $141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 70% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAVANNAH VALLEY U.D.
serves 30,571 people · EPA ID TN0000613
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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