Hamilton County property record for 7021 Cooley Rd, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,000 sqft · built 1987 |
| Lot Size | 0.397 acres (17,313 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Jun 2026) |
| Tax Bill | $818 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069 032.13 |
| Primary APN | 069 032.13 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 17,313 sqft (0.397 acres) |
| Lot Dimensions | 223 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000122159 |
|---|---|
| Old Parcel Number | 069 032.13 |
| Street Address | 7021 COOLEY RD |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-9762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 TERESA HILLS SUB PB 42 PG 104 OUT OF 69-32 FOR 1987 |
| Legal Subdivision | TERESA HILLS SUB |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10104 |
Source: Hamilton County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7021 COOLEY RD, OOLTEWAH, TN 37363-9762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Warranty Deed, Transfer · FHA Mortgage TJC MORTGAGE INC |
| Oct 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Sep 30, 2021 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | Oct 29, 2025 · Amount on Record |
| Deed Document Number | 20260623134 |
| Deed Book / Page | 14343 / 559 |
| Prior Transfer Date | Nov 8, 2001 |
| Prior Transfer Doc | 0000000220 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 23, 2026 |
| Property Address | 7021 COOLEY RD, OOLTEWAH, TN 37363-9762 |
| Document Number | 0000000134 |
| Book / Page | 14343 / 559 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 2026134 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $95,293.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7021 COOLEY RD, OOLTEWAH, TN 37363-9762 |
| Document Number | 0000000135, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 14343/562 |
| Instrument | 20260623135 |
| Name | TJC MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 29, 2025 |
| Property Address | 7021 COOLEY RD, OOLTEWAH, TN 37363-9762 |
| Document Number | 0000000055 |
| Book / Page | 14090 / 164 |
| Map Reference | MB 42 PG 104 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 2025102900055 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | NORTHSHORE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $943.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7021 COOLEY RD, OOLTEWAH, TN 37363-9762 |
| Document Number | 0014090168 |
|---|---|
| Date | Oct 29, 2025 |
| Instrument | 14090/168 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 30, 2021 |
| Property Address | 7021 COOLEY RD, OOLTEWAH, TN 37363-9762 |
| Document Number | 0000000252 |
| Book / Page | 12673 / 68 |
| Map Reference | MB 42 PG 104 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021093000252 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $446.22 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7021 COOLEY RD, OOLTEWAH, TN 37363-9762 |
| Document Number | 0001267373 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 12673/73 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $818.00 (+26.04%) | $54,025 (+86.13%) | $216,100 (+86.13%) Land $60,000 Building $156,100 |
| 2024 | $649.00 | $29,025 (-) | $116,100 (-) Land $21,100 Building $95,000 |
| 2023 | $649.00 | $29,025 | $116,100 Land $21,100 Building $95,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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