Hamilton County property record for 7004 Cooley Rd, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,413 sqft · built 2017 |
| Lot Size | 0.685 acres (29,875 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $194,900 (Nov 2017) |
| Tax Bill | $1,226 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Feb 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069 028.07 |
| Primary APN | 069 028.07 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,413 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 29,875 sqft (0.685 acres) |
| Lot Dimensions | 246 ft deep x 112 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000157391 |
|---|---|
| Old Parcel Number | 069 028.07 |
| Street Address | 7004 COOLEY RD |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-9732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 LOST LAKE PB83 PG50 OUT OF 69-28 FOR 2007 |
| Legal Subdivision | LOST LAKE |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10103 |
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7004 COOLEY RD, OOLTEWAH, TN 37363-9732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Nov 16, 2017 | Warranty Deed, Subdivision Related Transfer · Line of Credit QUICKEN LNS |
| Feb 8, 2017 | Warranty Deed, Transfer · Construction Mortgage BANCORPSOUTH |
| Jan 3, 2017 | Grant Deed, Transfer FIRSTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2017 · Amount on Record |
| Deed Sale | Nov 16, 2017 · Amount on Record |
| Prior Sale | Feb 8, 2017 · Amount on Record |
| Deed Document Number | 201795 |
| Deed Book / Page | 11205 / 130 |
| Prior Transfer Date | Feb 5, 2015 |
| Prior Transfer Doc | 0000000153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7004 COOLEY RD, OOLTEWAH, TN 37363-9732 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000048 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 12505/706 |
| Instrument | 2021060100048 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7004 COOLEY RD, OOLTEWAH, TN 37363-9732 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000142 |
|---|---|
| Date | Feb 10, 2022 |
| Book Page | 12841/626 |
| Instrument | 2022021000142 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7004 COOLEY RD, OOLTEWAH, TN 37363-9732 |
| Document Number | 0324000006 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7004 COOLEY RD OOLTEWAH TN 373639732, OOLTEWAH, TN 37363-9732 |
| Document Number | 0324000006 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 011947/000074 |
| Instrument | 200324000006 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 23, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Nov 16, 2017 |
| Property Address | 7004 COOLEY RD, OOLTEWAH, TN 37363-9732 |
| Document Number | 0000000095 |
| Book / Page | 011205 / 000130 |
| Instrument Date | Nov 14, 2017 |
| Instrument | 95 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $721.13 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7004 COOLEY RD OOLTEWAH TN 37363, OOLTEWAH, TN 37363 |
| Document Number | 96 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 011205/000132 |
| Instrument | 96 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 8, 2017 |
| Property Address | 7004 COOLEY RD, OOLTEWAH, TN 37363-9732 |
| Document Number | 0000000107 |
| Book / Page | 010972 / 000105 |
| Instrument Date | Feb 6, 2017 |
| Instrument | 107 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $66.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7613 ROYAL HARBOUR CIR OOLTEWAH TN 373639153, OOLTEWAH, TN 37363-9153 |
| Investor | Possibly a Property Investor |
| Document Number | 108 |
|---|---|
| Date | Feb 8, 2017 |
| Book Page | 010972/000107 |
| Instrument | 108 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 7, 2018 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jan 3, 2017 |
| Property Address | 7004 COOLEY RD, OOLTEWAH, TN 37363-9732 |
| Document Number | 0000000149 |
| Book / Page | 01094 / 000050 |
| Instrument Date | Dec 27, 2016 |
| Instrument | 149 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | TITLE SERVICES, INC. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,996.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7533 TEE WAY CIR CHATTANOOGA TN 374161091, CHATTANOOGA, TN 37416-1091 |
| Investor | Possibly a Property Investor |
| Document Number | 150 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 010945/000052 |
| Instrument | 150 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Jan 2, 2019 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,226.00 (+0.49%) | $80,925 (+48.35%) | $323,700 (+48.35%) Land $60,000 Building $263,700 |
| 2023 | $1,220.00 | $54,550 | $218,200 Land $25,000 Building $193,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH VALLEY U.D. serves 30,571 people · EPA ID TN0000613 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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