7012 Springwater St, Smyrna, TN 37167 Property Records

Rutherford County property record for 7012 Springwater St, Smyrna, TN 37167

Property Summary

Property Type	Single Family Home
Details	3,020 sqft · built 2020
Lot Size	0.262 acres (11,433 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,717 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Mar 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`072A-B-024.00-000`

Property Details

APN / Parcel Number

Primary APN	`072A-B-024.00-000`
Alternative APNs	`072A B 02400` `R0124653`

Interior

Plumbing Fixtures	11 Plumbing Fixtures
Building Area	3,020 sqft Living Area
1st Floor Area	1,771 sqft
Upper Floors Area	1,249 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	11,433 sqft (0.262 acres)
Lot Dimensions	134 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	781 sqft
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0124653
Street Address	7012 SPRINGWATER ST
City	SMYRNA
State	TN
Zip	37167-1067
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEAR CREEK SEC 2 & RESUB LOT 139
Legal Lot Number	88
Jurisdiction	RUTHERFORD TN
Township / Civil Division	9
Census Block Group	4
Census Block	4034
Census Tract	40806

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7012 SPRINGWATER ST, SMYRNA, TN 37167-1067
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST HORIZON BK
Mar 10, 2020	Deed of Trust, Construction Loan · Construction Mortgage FRANKLIN SYNERGY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Dec 28, 2020
Property Address	7012 SPRINGWATER ST, SMYRNA, TN 37167-1067
Document Number	RB20141579
Book / Page	002014 / 001579
Instrument Date	Dec 18, 2020
Instrument	2328733
Transaction Type	Subdivision Related Transfer
Record Updated	May 14, 2021
Title Company	SOLOMONPARKS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,961.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7012 SPRINGWATER ST SMYRNA TN 371671067, SMYRNA, TN 37167-1067

Mortgage

Document Number	RB20141580
Date	Dec 28, 2020
Book Page	002014/001580
Instrument	2328734

Lender

Name	FIRST HORIZON BK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Recording Date	Mar 10, 2020
Property Address	7012 SPRINGWATER ST, SMYRNA, TN 37167-1067
Document Number	RB18761184
Book / Page	001876 / 001184
Instrument Date	Mar 4, 2020
Instrument	2261883
Transaction Type	Construction Loan
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	1024 CAITLIN TRL SMYRNA TN 371678373, SMYRNA, TN 37167-8373

Mortgage

Document Number	RB18761184
Date	Mar 10, 2020
Book Page	001876/001184
Instrument	2261883

Lender

Name	FRANKLIN SYNERGY BK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,850 (+28.33%) Land $55,000 Building $130,850	$743,400 (+28.33%) Land $220,000 Building $523,400
2025	$2,717.00	$144,825 (-) Land $23,750 Building $121,075
2023	$2,717.00	$144,825 Land $23,750 Building $121,075	$579,300 (-) Land $95,000 Building $484,300
2022			$579,300 Land $95,000 Building $484,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	26 (1989–2010)
Claims Outside the SFHA	15 of 26
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: United Communications.

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