702 Co Rd 39, Waterloo, IN 46793 Property Records

DeKalb County property record for 702 Co Rd 39, Waterloo, IN 46793

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 1 ba · 1,616 sqft · built 1965
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on File
Tax Bill	$443 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-02-10-400-002.000-018`

Property Details

APN / Parcel Number

Primary APN	`17-02-10-400-002.000-018`
Alternative APN	`100210400002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Foundation Type	Raised
Roof Material	Other
Lot Area	304,920 sqft (7 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,424 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	120 sqft
Lean-To	420 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	100210400002
Street Address	702 COUNTY ROAD 39
City	WATERLOO
State	IN
Zip	46793-9779
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	N1/2 NE1/4 SE1/4 SECTION 10 TWP 35 RANGE 13 ACRES 7.0000
Jurisdiction	DE KALB IN
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3011
Census Tract	20100

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14723 ANTWERP RD, GRABILL, IN 46741-9779
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Personal Representative Deed, Transfer · Commercial Mortgage THE HAMLER STATE BANK
Nov 6, 2025	Personal Representative Deed, Transfer · Commercial Mortgage THE HAMLER STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2026
Deed Sale	Jan 2, 2026
Prior Sale	Nov 6, 2025 · Amount on File
Deed Document Number	202619
Record Updated	Oct 29, 2026

November 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DE KALB IN
Recording Date	Nov 6, 2025
Property Address	702 COUNTY ROAD 39, WATERLOO, IN 46793-9779
Document Number	0202505826
Instrument Date	Nov 5, 2025
Instrument	202505826
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 E 800 S, WATERLOO, IN 46793-9604

Mortgage

Document Number	0202505827
Date	Nov 6, 2025
Instrument	202505827

Lender

Name	THE HAMLER STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 5, 2045

November 2025: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DE KALB IN
Recording Date	Nov 6, 2025
Property Address	702 COUNTY ROAD 39, WATERLOO, IN 46793-9779
Document Number	0202505826
Instrument Date	Nov 5, 2025
Instrument	202505826
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 E 800 S, WATERLOO, IN 46793-9604

Mortgage

Document Number	0202505827
Date	Nov 6, 2025
Instrument	202505827

Lender

Name	THE HAMLER STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 5, 2045

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Smithfield Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$443.00 (+2.78%)	$235,300 (+4.72%) Land $40,700 Building $194,600	$235,300 (+4.72%) Land $40,700 Building $194,600
2024	$431.00 (-15.32%)	$224,700 (+4.66%) Land $39,100 Building $185,600	$224,700 (+4.66%) Land $39,100 Building $185,600
2023	$509.00 (-16.42%)	$214,700 (+11.42%) Land $36,300 Building $178,400	$214,700 (+11.42%) Land $36,300 Building $178,400
2022	$609.00	$192,700 Land $31,500 Building $161,200	$192,700 Land $31,500 Building $161,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

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