DeKalb County property record for 554 Co Rd 39, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,500 sqft · built 1964 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $71,300 (Jul 1999) |
| Tax Bill | $3,049 (2025) |
| Deeds & Mortgages | Apr 2015 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-10-200-005.000-018 |
| Primary APN | 17-02-10-200-005.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 1,192 sqft |
| Unfinished Basement | 1,192 sqft |
| Game Room | Game Room |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 100210200005 |
|---|---|
| Street Address | 554 COUNTY ROAD 39 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT N1/2 NE1/4 SECTION 10 TWP 35 RANGE 13 ACRES 1.0200 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 20100 |
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 11, WATERLOO, IN 46793-0011 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 1999 · Amount on Record |
| Deed Sale | Jul 26, 1999 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 554 COUNTY ROAD 39, WATERLOO, IN 46793-9800 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201501768 |
|---|---|
| Date | Apr 20, 2015 |
| Instrument | 201501768 |
| Name | BEACON CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 19, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,049.00 (+135.08%) | $139,600 (+4.1%) Land $30,400 Building $109,200 | $139,600 (+4.1%) Land $30,400 Building $109,200 |
| 2024 | $1,297.00 (+4.18%) | $134,100 (+5.09%) Land $29,300 Building $104,800 | $134,100 (+5.09%) Land $29,300 Building $104,800 |
| 2023 | $1,245.00 (+10.18%) | $127,600 (+13.22%) Land $27,600 Building $100,000 | $127,600 (+13.22%) Land $27,600 Building $100,000 |
| 2022 | $1,130.00 | $112,700 Land $24,000 Building $88,700 | $112,700 Land $24,000 Building $88,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 63% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
May also be available: AT&T, Brightspeed, Steuben County REMC, Watch TV.
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