660 Co Rd 39, Waterloo, IN 46793 Property Records

DeKalb County property record for 660 Co Rd 39, Waterloo, IN 46793

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 2,224 sqft · built 2007
Lot Size	30 acres (1,306,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,134 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2012 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-02-10-200-015.000-018`

Property Details

APN / Parcel Number

Primary APN	`17-02-10-200-015.000-018`
Alternative APN	`100210200015`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,224 sqft Living Area
1st Floor Area	2,224 sqft
Basement Area	2,224 sqft
Finished Basement	1,631 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Asphalt
Lot Area	1,306,800 sqft (30 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Pool Area	648 sqft
Shed	1 Shed
Bath House	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	100210200015
Street Address	660 COUNTY ROAD 39
City	WATERLOO
State	IN
Zip	46793-9800
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PT S1/2 NE1/4 SECTION 10 TWP 35 RANGE 13 ACRES 30.00
Jurisdiction	DE KALB IN
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3011
Census Tract	20100

Owner

Source: DeKalb County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3337 SIKA TRL, WATERLOO, IN 46793-0088
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 25, 2012	Deed of Trust, Mortgage · Conventional Mortgage STAR FINANCIAL BANK
Oct 17, 2007	Deed of Trust, Mortgage · Line of Credit THE HICKSVILLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 21, 2026
Transfer Doc	0000005178
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Sep 22, 2026
Property Address	660 COUNTY ROAD 39, WATERLOO, IN 46793-9800
Document Number	0000005178
Instrument Date	Sep 21, 2026
Instrument	20265178
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3337 SIKA TRL, WATERLOO, IN 46793-0088

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	660 COUNTY ROAD 39, WATERLOO, IN 46793-9800
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201205681
Date	Sep 25, 2012
Instrument	201205681

Lender

Name	STAR FINANCIAL BANK
Type	Bank
Address	FORT WAYNE, IN 46809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2022

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	660 COUNTY ROAD 39, WATERLOO, IN 46793-9800
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020706705
Date	Oct 17, 2007
Instrument	20706705

Lender

Name	THE HICKSVILLE BANK
Address	AUBURN, IN 46706

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Smithfield Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,134.00 (-2.67%)	$574,800 (+4%) Land $68,400 Building $506,400	$574,800 (+4%) Land $68,400 Building $506,400
2024	$3,220.00 (+3.47%)	$552,700 (+4.09%) Land $65,500 Building $487,200	$552,700 (+4.09%) Land $65,500 Building $487,200
2023	$3,112.00 (-10.03%)	$531,000 (+10.23%) Land $58,700 Building $472,300	$531,000 (+10.23%) Land $58,700 Building $472,300
2022	$3,459.00	$481,700 Land $50,100 Building $431,600	$481,700 Land $50,100 Building $431,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

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