894 Co Rd 39, Waterloo, IN 46793 Property Records

DeKalb County property record for 894 Co Rd 39, Waterloo, IN 46793

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,680 sqft · built 1978
Lot Size	13.7 acres (599,386 sqft)
Owner	Individual Name on Record
Tax Bill	$1,508 (2025)
Flood Zone	Zone X (minimal risk)
APN	`17-02-10-400-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`17-02-10-400-007.000-018`
Alternative APN	`100210400007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,296 sqft
Finished Basement	1,296 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1989
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	599,386 sqft (13.7 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	100210400007
Street Address	894 COUNTY ROAD 39
City	WATERLOO
State	IN
Zip	46793-9779
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SW1/4 SE1/4 SECTION 10 TWP 35 RANGE 13 ACRES 13.7600
Jurisdiction	DE KALB IN
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3011
Census Tract	20100

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	894 COUNTY ROAD 39, WATERLOO, IN 46793-9779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Smithfield Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,508.00 (+12.12%)	$299,500 (-0.5%) Land $52,100 Building $247,400	$299,500 (-0.5%) Land $52,100 Building $247,400
2024	$1,345.00 (-1.03%)	$301,000 (+18.13%) Land $50,000 Building $251,000	$301,000 (+18.13%) Land $50,000 Building $251,000
2023	$1,359.00 (+1.04%)	$254,800 (+14.26%) Land $45,000 Building $209,800	$254,800 (+14.26%) Land $45,000 Building $209,800
2022	$1,345.00	$223,000 Land $37,800 Building $185,200	$223,000 Land $37,800 Building $185,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3