DeKalb County property record for 841 Co Rd 39, Waterloo, IN 46793
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 2,155 sqft · built 1893 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $261,300 (Aug 2019) |
| Tax Bill | $1,269 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-02-10-400-011.000-018 |
| Primary APN | 17-02-10-400-011.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,155 sqft Living Area |
| 1st Floor Area | 2,155 sqft |
| Basement Area | 845 sqft |
| Unfinished Basement | 845 sqft |
| Year Built | Built 1893 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Heating System | Central |
|---|
| Account Number | 100210400011 |
|---|---|
| Street Address | 841 COUNTY ROAD 39 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9779 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT SE 1/4 TRACT II SECTION 10 TWP 35 RANGE 13 ACRES 5.00 |
| Legal Tract | II |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 20100 |
841 Co Rd 39, a rural home, is owned and occupied by an individual who bought it in August 2019.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 841 COUNTY ROAD 39, WATERLOO, IN 46793-9779 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2019 · Amount on File |
| Deed Sale | Aug 9, 2019 · Amount on File |
| Prior Sale | May 25, 2012 · Amount on File |
| Deed Document Number | 20193724 |
| Prior Transfer Date | May 5, 2009 |
| Prior Transfer Doc | 0000002931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB IN |
| Recording Date | Aug 9, 2019 |
| Property Address | 841 COUNTY ROAD 39, WATERLOO, IN 46793-9779 |
| Document Number | 0201903724 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 201903724 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | CENTURION LAND TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 841 COUNTY ROAD 39, WATERLOO, IN 46793-9779 |
| Document Number | 0201903725 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 201903725 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 841 Co Rd 39 was $1,269, up 2.2% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Smithfield Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,269.00 (+2.17%) | $232,600 (+3.98%) Land $39,400 Building $193,200 | $232,600 (+3.98%) Land $39,400 Building $193,200 |
| 2024 | $1,242.00 (-3.35%) | $223,700 (+4.09%) Land $37,900 Building $185,800 | $223,700 (+4.09%) Land $37,900 Building $185,800 |
| 2023 | $1,285.00 (+18%) | $214,900 (+18.08%) Land $35,100 Building $179,800 | $214,900 (+18.08%) Land $35,100 Building $179,800 |
| 2022 | $1,089.00 | $182,000 Land $30,500 Building $151,500 | $182,000 Land $30,500 Building $151,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 841 Co Rd 39 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 841 Co Rd 39 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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