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6988 Cooley Rd, Ooltewah, TN 37363 Property Records

Hamilton County property record for 6988 Cooley Rd, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,978 sqft · built 2020
Lot Size0.894 acres (38,958 sqft)
Owner2 Individual Names on Record
Last Sale$288,900 (Dec 2020)
Tax Bill$1,698 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
May 2020 Sale & Construction Loan
+ 4 more
Flood ZoneZone X (minimal risk)
APN069 028.12

Property Details

APN / Parcel Number

Primary APN069 028.12
Alternative APN
  • 0000157399

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,978 sqft Living Area

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleRanch
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area38,958 sqft (0.894 acres)
Lot Dimensions250 ft deep x 114 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000157399
Old Parcel Number069 028.12
Street Address6988 COOLEY RD
CityOOLTEWAH
StateTN
Zip37363-9731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 2 LOST LAKE PB83 PG50 OUT OF 69-28 FOR 2007
Legal SubdivisionLOST LAKE
Legal Lot Number2
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract10103

Owner

Source: Hamilton County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6988 COOLEY RD, OOLTEWAH, TN 37363-9731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Warranty Deed, Subdivision Related Transfer · Conventional with PMI
PEOPLES HM EQUITY
May 29, 2020Warranty Deed, Construction Loan · Construction Mortgage
FIRST CITIZENS NAT'L BK
Aug 5, 2019Quit Claim Deed, Transfer
TITLE SERVICES/TN, TITLE SVCS/TN
Mar 7, 2019Quit Claim Deed, Transfer
TITLE SERVICES/TN, TITLE SVCS/TN
Jan 31, 2018Warranty Deed, Transfer
TITLE SERVICES/TN
Jan 3, 2017Grant Deed, Transfer
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2020 · Amount on Record
Deed SaleDec 21, 2020 · Amount on Record
Prior SaleMay 29, 2020 · Amount on Record
Deed Document Number2020203
Deed Book / Page12283 / 505
Prior Transfer DateFeb 5, 2015
Prior Transfer Doc0000000153
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateDec 21, 2020
Property Address6988 COOLEY RD, OOLTEWAH, TN 37363-9731
Document Number1221000203
Book / Page012283 / 000505
Instrument DateDec 18, 2020
Instrument201221000203
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 6, 2021
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,069.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address6988 COOLEY RD OOLTEWAH TN 37363, OOLTEWAH, TN 37363

Mortgage

Document Number1221000204
DateDec 21, 2020
Book Page012283/000507
Instrument201221000204
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 20, 2050

May 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 29, 2020
Property Address6988 COOLEY RD, OOLTEWAH, TN 37363-9731
Document Number0529000118
Book / Page012017 / 000121
Instrument DateMay 15, 2020
Instrument200529000118
Transaction TypeConstruction Loan
Record UpdatedJul 20, 2020
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount Recorded
Tax$115.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7613 ROYAL HARBOUR CIR OOLTEWAH TN 373639153, OOLTEWAH, TN 37363-9153

Mortgage

Document Number529000119
DateMay 29, 2020
Book Page012017/000124
Instrument200529000119
Lender
NameFIRST CITIZENS NAT'L BK
TypeBank
AddressDYERSBURG, TN 38025-0370
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 28, 2021

Mortgage

Document Number529000120,
DateMay 29, 2020
Book Page012017/000134
Instrument200529000120
Lender
NameFIRST CITIZENS NAT'L BK
TypeBank
AddressDYERSBURG, TN 38025-0370
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 28, 2021

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateAug 5, 2019
Property Address6988 COOLEY RD, OOLTEWAH, TN 37363-9731
Document Number0805000192
Book / Page011719 / 000603
Instrument DateAug 1, 2019
Instrument190805000192
Transaction TypeTransfer
Record UpdatedAug 20, 2019
Title CompanyTITLE SERVICES/TN, TITLE SVCS/TN

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7533 TEE WAY CIR CHATTANOOGA TN 374161091, CHATTANOOGA, TN 37416-1091

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateMar 7, 2019
Property Address6988 COOLEY RD, OOLTEWAH, TN 37363-9731
Document Number0307000144
Book / Page011581 / 000754
Instrument DateMar 7, 2019
Instrument190307000144
Transaction TypeTransfer
Record UpdatedMar 25, 2019
Title CompanyTITLE SERVICES/TN, TITLE SVCS/TN

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1100 CANDIES CREEK RD MC DONALD TN 373535536, MC DONALD, TN 37353-5536

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 31, 2018
Property Address6988 COOLEY RD, OOLTEWAH, TN 37363-9731
Document Number0000000074
Book / Page011260 / 000868
Instrument DateJan 30, 2018
Instrument74
Transaction TypeTransfer
Record UpdatedFeb 19, 2018
Title CompanyTITLE SERVICES/TN

Transaction

AmountAmount Recorded
Tax$333.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6921 MAHLON DR HARRISON TN 373419639, HARRISON, TN 37341-9639

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON TN
Recording DateJan 3, 2017
Property Address6988 COOLEY RD, OOLTEWAH, TN 37363-9731
Document Number0000000149
Book / Page01094 / 000050
Instrument DateDec 27, 2016
Instrument149
Transaction TypeTransfer
Record UpdatedAug 15, 2018
Title CompanyTITLE SERVICES, INC.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,996.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7533 TEE WAY CIR CHATTANOOGA TN 374161091, CHATTANOOGA, TN 37416-1091
InvestorPossibly a Property Investor

Mortgage

Document Number150
DateJan 3, 2017
Book Page010945/000052
Instrument150
Lender
NameFIRSTBANK
TypeBank
AddressNASHVILLE, TN 37201
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term24 Months
DueJan 2, 2019

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,698.00 (+0.89%)$112,050 (+48.95%)$448,200 (+48.95%) Land $60,000 Building $388,200
2023$1,683.00$75,225$300,900 Land $25,000 Building $275,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · above 72% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAVANNAH VALLEY U.D.
serves 30,571 people · EPA ID TN0000613
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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