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701 Spring Beach Way, Cary, IL 60013 Property Records

McHenry County property record for 701 Spring Beach Way, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,660 sqft · built 1927
Lot Size0.345 acres (15,029 sqft)
Owner2 Trust Names on File
Last Sale$485,000 (Apr 2014)
Tax Bill$11,450 (2024)
Deeds & MortgagesJan 2026 Transfer
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN20-17-177-039

Property Details

APN / Parcel Number

Primary APN20-17-177-039

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,660 sqft Living Area
1st Floor Area1,064 sqft
Basement Area1,064 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Lot Area15,029 sqft (0.345 acres)
Lot Width53 ft Width

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address701 SPRING BEACH WAY
CityCARY
StateIL
Zip60013-3057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2014R0010080 LT 12 SPRING BEACH SUB
Legal SubdivisionSPRING BEACH SUB
Legal Block177
Legal Lot Number12
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2011
Census Tract871307

Owner

701 Spring Beach Way is owner-occupied and held in a trust since January 2026.

Source: McHenry County records, as of August 14, 2026

Owner of Record2 Trust Names on File
Mailing Address701 SPRING BEACH WAY, CARY, IL 60013-3057
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Intrafamily Transfer, Transfer
Dec 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2014 · Amount on File
Deed SaleApr 1, 2014 · Amount on File
Prior SaleJan 11, 2007 · Amount on File
Deed Document Number201410080
Last Transfer DateJan 10, 2026
Transfer Doc0000001917
Record UpdatedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateJan 21, 2026
Property Address701 SPRING BEACH WAY, CARY, IL 60013-3057
Document Number0000001917
Map ReferenceDOC 50291
Instrument DateJan 10, 2026
Instrument2026R0001917
Transaction TypeTransfer
Record UpdatedFeb 3, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address701 SPRING BEACH WAY, CARY, IL 60013-3057

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address701 SPRING BEACH WAY, CARY, IL 60013-3057
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyRAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057059
DateDec 24, 2020
Instrument2020R0057059
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$11,450.00 Homeowner's exemption$164,740 Land $33,066 Building $131,674$494,220 Land $99,198 Building $395,022
2022Homeowner's exemption$155,337 Land $51,591 Building $103,746$466,011 Land $154,773 Building $311,238

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 701 Spring Beach Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims22 (1978–2017)
Claims Outside the SFHA11 of 22
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 701 Spring Beach Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX RIVER GROVE
serves 4,702 people · EPA ID IL1110200
Water SourceGroundwater
Last State InspectionJan 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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