McHenry County property record for 616 Spring Beach Way, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 6,193 sqft · built 1930 |
| Lot Size | 0.297 acres (12,950 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $8,356 (2024) |
| Deeds & Mortgages | Jun 2026 Sale Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-17-176-037 |
| Primary APN | 20-17-176-037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 6,193 sqft Living Area |
| 1st Floor Area | 3,012 sqft |
| Basement Area | 2,471 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 12,950 sqft (0.297 acres) |
| Lot Dimensions | 259 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 616 SPRING BEACH WAY |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-3056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2012R0041649 LT 9 /EX N 200FT/ SPRING BEACH HEIGHTS MEMO: SCHAFFER, JACK R/ LOUDERBACK, MARY ANN |
| Legal Subdivision | SPRING BEACH HEIGHTS |
| Legal Block | 176 |
| Legal Lot Number | 9 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 871307 |
616 Spring Beach Way is held in a trust since August 2012.
Source: McHenry County records, as of August 6, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 616 SPRING BEACH WAY, CARY, IL 60013-3056 |
| Owner Type | Company |
| Vesting | Trust, Personal Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERITRUST MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 24, 2012 |
| Transfer Doc | 0000041649 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 30, 2026 |
| Property Address | 616 SPRING BEACH WAY, CARY, IL 60013-3056 |
| Document Number | 0000018647 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202618647 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 616 SPRING BEACH WAY, CARY, IL 60013-3056 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000030261 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 2020R0030261 |
| Name | AMERITRUST MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CRYSTAL LAKE, IL 60014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $8,356.00 | $130,385 Land $18,758 Building $111,627 | $391,155 Land $56,274 Building $334,881 |
| 2022 | Homeowner's exemption | $140,909 Land $8,859 Building $132,050 | $422,727 Land $26,577 Building $396,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 616 Spring Beach Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 22 (1978–2017) |
| Claims Outside the SFHA | 11 of 22 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 616 Spring Beach Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures