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615 Spring Beach Way, Cary, IL 60013 Property Records

McHenry County property record for 615 Spring Beach Way, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,217 sqft · built 2002
Lot Size0.314 acres (13,688 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesSep 2021 Mortgage
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN20-17-177-042

Property Details

APN / Parcel Number

Primary APN20-17-177-042

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,217 sqft
Gross Area3,630 sqft
1st Floor Area1,413 sqft
2nd Floor Area804 sqft

Exterior

Year BuiltBuilt 2002
Exterior MaterialFrame Siding
Lot Area13,688 sqft
Lot Width50 ft Width

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address615 SPRING BEACH WAY
CityCARY
StateIL
Zip60013-3055
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2002R0125267 LT 8 SPRING BEACH SUB
Legal Range09E
Legal Township43N
Legal Section17
Legal SubdivisionSPRING BEACH
Legal Block177
Legal Lot Number8
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2011
Census Tract871307

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address615 SPRING BEACH WAY, CARY, IL 60013-3055
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE
Jun 1, 2018Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2002
Deed SaleDec 30, 2002
Prior SaleMay 18, 1999 · Amount on Record
Deed Document Number2002R0125267
Record UpdatedJun 7, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address615 SPRING BEACH WAY, CARY, IL 60013-3055
Transaction TypeMortgage
Record UpdatedSep 22, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049599
DateSep 10, 2021
Instrument2021R0049599
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate
Rate3.12%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address615 SPRING BEACH WAY, CARY, IL 60013-3055
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017958
DateJun 1, 2018
Instrument2018R0017958
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 30, 2048
Interest
Rate5.94%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$168,720 Land $45,613 Building $123,107$506,160 Land $136,839 Building $369,321

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims22 (1978–2017)
Claims Outside the SFHA11 of 22
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX RIVER GROVE
serves 4,702 people · EPA ID IL1110200
Water SourceGroundwater
Last State InspectionJan 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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