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709 Spring Beach Way, Cary, IL 60013 Property Records

McHenry County property record for 709 Spring Beach Way, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,320 sqft · built 1928
Lot Size0.27 acres (11,801 sqft)
Owner2 Individual Names on File
Last Sale$415,000 (Dec 2019)
Deeds & MortgagesDec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-17-177-036

Property Details

APN / Parcel Number

Primary APN20-17-177-036

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,320 sqft
Gross Area3,448 sqft
1st Floor Area1,307 sqft
2nd Floor Area1,013 sqft

Exterior

Year BuiltBuilt 1928
Exterior MaterialFrame Siding
Lot Area11,801 sqft
Lot Width48 ft Width

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address709 SPRING BEACH WAY
CityCARY
StateIL
Zip60013-3057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0043305 LT 16 SPRING BEACH SUB
Legal Range09E
Legal Township43N
Legal Section17
Legal SubdivisionSPRING BEACH
Legal Block177
Legal Lot Number16
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2011
Census Tract871307

Owner

709 Spring Beach Way is owned and occupied by two individuals who bought it in December 2019.

Source: McHenry County records, as of May 13, 2024

Owner of Record2 Individual Names on File
Mailing Address709 SPRING BEACH WAY, CARY, IL 60013-3057
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2019 · Amount on File
Deed SaleDec 17, 2019 · Amount on File
Prior SaleFeb 23, 2011
Deed Document Number2019R0043305
Record UpdatedJun 7, 2026

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateDec 17, 2019
Property Address709 SPRING BEACH WAY, CARY, IL 60013-3057
Document Number0000043305
Instrument DateDec 12, 2019
Instrument43305
Transaction TypeTransfer
Record UpdatedJan 8, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$622.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address709 SPRING BEACH WAY CARY IL 600133057, CARY, IL 60013-3057

Mortgage

Document Number43306
DateDec 17, 2019
Instrument43306
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 16, 2049
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$139,556 Land $48,004 Building $91,552$418,668 Land $144,012 Building $274,656

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 709 Spring Beach Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims22 (1978–2017)
Claims Outside the SFHA11 of 22
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 709 Spring Beach Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX RIVER GROVE
serves 4,702 people · EPA ID IL1110200
Water SourceGroundwater
Last State InspectionJan 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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