McHenry County property record for 617 Spring Beach Way, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,180 sqft · built 1932 |
| Lot Size | 0.319 acres (14,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $125,000 (Jul 2018) |
| Tax Bill | $17,431 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-17-177-041 |
| Primary APN | 20-17-177-041 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,180 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| Basement Area | 360 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Ranch |
| Lot Area | 14,000 sqft (0.319 acres) |
| Lot Dimensions | 280 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 617 SPRING BEACH WAY |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-3055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2021R0051206 LT 9 SPRING BEACH SUB |
| Legal Subdivision | SPRING BEACH SUB |
| Legal Block | 177 |
| Legal Lot Number | 9 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 871307 |
617 Spring Beach Way is held in a trust since September 2021.
Source: McHenry County records, as of March 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 617 SPRING BEACH WAY, CARY, IL 60013-3055 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC |
| Sep 20, 2021 | Intrafamily Transfer, Transfer |
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC |
| Jul 26, 2018 | Warranty Deed, Transfer HERITAGE TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2018 · Amount on File |
| Deed Sale | Jul 26, 2018 · Amount on File |
| Prior Sale | Aug 15, 2016 · Amount on File |
| Deed Document Number | 201825317 |
| Last Transfer Date | Sep 13, 2021 |
| Transfer Doc | 0000051206 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 617 SPRING BEACH WAY, CARY, IL 60013-3055 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 617 SPRING BEACH WAY, CARY, IL 60013-3055 |
| Document Number | 0000003116 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 2026R0003116 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 617 SPRING BEACH WAY, CARY, IL 60013-3055 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000049598 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021R0049598 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 20, 2021 |
| Property Address | 617 SPRING BEACH WAY, CARY, IL 60013-3055 |
| Document Number | 0000051206 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021R0051206 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 617 SPRING BEACH WAY, CARY, IL 60013-3055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 617 SPRING BEACH WAY, CARY, IL 60013-3055 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000039125 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020R0039125 |
| Name | PMAC LENDING SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 26, 2018 |
| Property Address | 617 SPRING BEACH WAY, CARY, IL 60013-3055 |
| Document Number | 0000025317 |
| Instrument Date | Jul 24, 2015 |
| Instrument | 25317 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Title Company | HERITAGE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $187.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9 JANDUS RD CARY IL 600132806, CARY, IL 60013-2806 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $17,431.00 | $246,610 Land $31,898 Building $214,712 | $739,830 Land $95,694 Building $644,136 |
| 2022 | Homeowner's exemption | $206,495 Land $45,613 Building $160,882 | $619,485 Land $136,839 Building $482,646 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 617 Spring Beach Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 22 (1978–2017) |
| Claims Outside the SFHA | 11 of 22 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 617 Spring Beach Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOX RIVER GROVE serves 4,702 people · EPA ID IL1110200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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