Lincoln County property record for 631 S Main St, Troy, MO 63379
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 8,400 sqft · built 1959 |
| Lot Size | 0.813 acres (35,414 sqft) |
| Owner | Company Name on File |
| Last Sale | $412,500 (Mar 2008) |
| Tax Bill | $4,679 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-70-26-004-028-007.000 |
| Primary APN | 15-70-26-004-028-007.000 |
|---|
| Building Area | 8,400 sqft Total Area |
|---|
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 35,414 sqft (0.813 acres) |
| Lot Dimensions | 118 ft deep x 100 ft wide |
| Total Buildings | 2 Buildings |
| Street Address | 631 S MAIN ST |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-1643 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOTS 168 & 192, N 30' LOTS 169 & 193 ORIGINAL TOWN OF TROY & NE 100' X 118' OF OUT LOT 124 US SURVEY 379 |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 37 |
| Legal Subdivision | TROY |
| Legal Lot Number | 168-193 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 810305 |
631 S Main St, a commercial property, is owned by a company that bought it in March 2008.
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 460523, SAINT LOUIS, MO 63146-7523 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2008 · Amount on File |
| Deed Sale | Mar 3, 2008 · Amount on File |
| Deed Document Number | 20082164 |
| Deed Book / Page | 2006 / 587 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 631 MAIN ST, TROY, MO 63379-1643 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2451/950 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 2451/950 |
| Instrument | 2020010011 |
| Name | BANK OF SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62794 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 3, 2025 |
The 2025 property tax bill for 631 S Main St was $4,679.
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Municipality | Troy City |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,858 (-) Land $15,594 Building $57,264 | ||
| 2025 | $4,679.00 | $72,858 Land $15,594 Building $57,264 | $227,680 Land $48,730 Building $178,950 |
| 2023 | $4,470.00 (+4.34%) | $68,752 Land $13,366 Building $55,386 | $214,850 Land $41,770 Building $173,080 |
| 2022 | $4,284.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 631 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 631 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY PWS serves 15,000 people · EPA ID MO6010798 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Systec Wireless Communications, T-Mobile, Wisper ISP.
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