688 Red Cedar Rd, Annapolis, MD 21409 Property Records

Anne Arundel County property record for 688 Red Cedar Rd, Annapolis, MD 21409

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,208 sqft · built 2006
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$845,000 (May 2025)
Tax Bill$7,908 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-904-25242000

Property Details

APN / Parcel Number

Primary APN03-904-25242000
Alternative APNs
  • 3-904-25242000
  • 90425242000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,208 sqft Living Area
Gross Area3,608 sqft
1st Floor Area1,404 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area15,000 sqft (0.344 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Shed1 Shed
Shed Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number90425242000
Street Address688 RED CEDAR RD
CityANNAPOLIS
StateMD
Zip21409-6036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLTS 217 218 PL 1 WHITEHALL BEACH
Legal SubdivisionWHITEHALL BEACH
Legal Block1
Legal Lot Number217
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1018
Census Tract730902

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address688 RED CEDAR RD, ANNAPOLIS, MD 21409-6036
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
TRUIST BANK
Apr 1, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2025 · Amount on Record
Deed SaleMay 27, 2025 · Amount on Record
Prior SaleJan 3, 2006 · Amount on Record
Deed Book / Page41349 / 194
Prior Transfer DateFeb 3, 2021
Prior Transfer Doc0362940230
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateMar 6, 2021
Property Address688 RED CEDAR RD, ANNAPOLIS, MD 21409-6036
Document Number0362940230
Book / Page36294 / 230
Map ReferenceMB WMB 1 FO 2
Instrument DateFeb 3, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyCARTER TITLE LLC, CHARTER TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address688 RED CEDAR RD, ANNAPOLIS, MD 21409-6036

Mortgage

Document Number0036294235
DateMar 6, 2021
Instrument36294/235
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateApr 1, 2020
Property Address688 RED CEDAR RD, ANNAPOLIS, MD 21409-6036
Document Number0343900478
Book / Page34390 / 478
Map ReferenceMB WMB 1 FO 2
Instrument DateMar 23, 2020
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address688 RED CEDAR RD, ANNAPOLIS, MD 21409-6036

Mortgage

Document Number0003439482
DateApr 1, 2020
Instrument3439/482
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$726,933 (+8.08%)$781,300 (-) Land $371,700 Building $409,600
2025$7,908.00 (+13.64%)$672,567 (+13.14%)$781,300 (+26.38%) Land $371,700 Building $409,600
2024$6,959.00 (+11.5%)
2023$6,241.00 Homeowner's exemption$594,433$618,200 Land $288,500 Building $329,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims7 (1983–2024)
Claims Outside the SFHA5 of 7
Most Recent ClaimJan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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