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7009 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7009 Five Oaks Dr, Harmony, FL 34773 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2005
Square Footage2,240 sqft Living Area
Lot Size7,318 sqft (0.168 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2026)
Tax Bill$8,143.00 (2025)

Property Details

APN / Parcel Number

Primary APN30-26-32-2612-0001-B010
Alternative APNs
  • 26323026120001B010
  • 114115

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,240 sqft Living Area
Gross Area3,224 sqft Gross Area
1st Floor2,240 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,318 sqft (0.168 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area506 sqft Garage
Porch Area478 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address7009 FIVE OAKS DR
CityHARMONY
StateFL
Zip34773-6004
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 10B
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionBIRCHWOOD NBHDS B AND C
Legal Tract2612
Legal BlockB010
Legal Lot Number10B
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2104
Census Tract43801

Owner

Source: Osceola County records · APN 30-26-32-2612-0001-B010

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7009 FIVE OAKS DR, HARMONY, FL 34773-6004
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2026Warranty Deed, Transfer · Conventional Mortgage
RESICENTRAL LLC
May 16, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 03, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS
Apr 23, 2018Deed of Trust, Mortgage · Veterans Administration Mortgage
USAA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2026 · Amount on Record
Deed SaleJun 12, 2026 · Amount on Record
Prior SaleMay 16, 2022 · Amount on Record
Deed Doc Number202677862
Deed Book / Page6987 / 1973
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 12, 2026
Property Address7009 FIVE OAKS DR, HARMONY, FL 34773-6004
Document Number0000077862
Book / Page6987 / 1973
Instrument DateJun 11, 2026
Instrument202677862
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$318,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7009 FIVE OAKS DR, HARMONY, FL 34773-6004

Mortgage

Document Number0000077863,
DateJun 12, 2026
Instrument202677863
Lender
NameRESICENTRAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 16, 2022
Property Address7009 FIVE OAKS DR, HARMONY, FL 34773-6004
Document Number0062140937
Book / Page6214 / 937
Map ReferenceMB 14 PG 67-73
Instrument DateMay 12, 2022
Instrument2022076601
Transaction TypeTransfer
Record UpdatedMay 30, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded Values by County
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7009 FIVE OAKS DR, 7009, HARMONY, FL 34773-6004

Transferred To (Grantee/Buyer)

NameVerified Name
Address7009 FIVE OAKS DR, HARMONY, FL 34773-6004

Mortgage

Document Number0006214939
DateMay 16, 2022
Instrument6214/939
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7009 FIVE OAKS DR, HARMONY, FL 34773-6004
Document Number0055701021
Instrument DateAug 03, 2019
Transaction TypeMortgage
Record UpdatedAug 27, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address7009 FIVE OAKS DR HARMONY FL 347736004, HARMONY, FL 34773-6004

Mortgage

Document Number0055701021
DateAug 08, 2019
Book Page005570/001021
Instrument102400
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term240 Months
DueAug 07, 2039

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7009 FIVE OAKS DR, HARMONY, FL 34773-6004
Document Number0053260002
Instrument DateApr 23, 2018
Transaction TypeMortgage
Record UpdatedJun 04, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address7009 FIVE OAKS DR HARMONY FL 347736004, HARMONY, FL 34773-6004

Mortgage

Document Number0053260002
DateMay 01, 2018
Book Page005326/000002
Instrument69208
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term240 Months
DueApr 30, 2038

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,143.00 (+5.56%) Homeowner's exemption$329,189 (+5.99%)$406,900 (+4.39%) Land $80,000 Building $326,900
2023$7,714.00 (+36.85%) Homeowner's exemption$310,595 (+70.93%)$389,800 (+10.05%) Land $70,000 Building $319,800
2022$5,637.00 Homeowner's exemption$181,711$354,200 Land $65,000 Building $289,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 410 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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