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7005 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7005 Five Oaks Dr, Harmony, FL 34773 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage3,120 sqft Living Area
Lot Size7,535 sqft (0.173 acres)
OccupancyOwner Occupied
Last Sale$335,000 (2017)
Tax Bill$5,334.00 (2024)

Property Details

APN / Parcel Number

Primary APN30-26-32-2612-0001-B012
Alternative APNs
  • 26323026120001B012
  • 114117

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,120 sqft Living Area
Gross Area4,288 sqft Gross Area
1st Floor1,728 sqft 1st Floor
Upper Floors1,392 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,535 sqft (0.173 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area490 sqft Garage
Porch Area677 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address7005 FIVE OAKS DR
CityHARMONY
StateFL
Zip34773-6004
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 12B
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionBIRCHWOOD NBHDS B AND C
Legal Tract2612
Legal BlockB012
Legal Lot Number12B
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2104
Census Tract43801

Owner

Source: Osceola County records · APN 30-26-32-2612-0001-B012

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7005 FIVE OAKS DR, HARMONY, FL 34773-6004
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2023Intrafamily Transfer, Transfer · Line of Credit
UNITED WHOLESALE MORTGAGE
Dec 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE MORTGAGE FIRM INC
Sep 19, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
SPACE COAST CU
Feb 20, 2017Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 20, 2017 · Amount on Record
Deed SaleFeb 20, 2017 · Amount on Record
Prior SaleJan 29, 2013 · Amount on Record
Deed Doc Number201727805
Deed Book / Page5105 / 470
Last Transfer DateDec 01, 2023
Transfer Doc0065142197
Record RefreshedJun 08, 2026

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateDec 06, 2023
Property Address7005 FIVE OAKS DR, HARMONY, FL 34773-6004
Document Number0065142197
Book / Page6514 / 2197
Map ReferenceMB 2144 PG 392
Instrument DateDec 01, 2023
Instrument2023158883
Transaction TypeTransfer
Record UpdatedJan 04, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address7005 OAKS DRIVE, HARMONY, FL 34773

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address7005 FIVE OAKS DR, HARMONY, FL 34773-6004

Mortgage

Document Number0065142199
DateDec 06, 2023
Instrument6514/2199
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJan 01, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7005 FIVE OAKS DR, HARMONY, FL 34773-6004
Transaction TypeMortgage
Record UpdatedDec 28, 2021
Title CompanyAFFILIATES TITLE, AFFILIATED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7005 FIVE OAKS DR, HARMONY, FL 34773-6004

Mortgage

Document Number0061071358
DateDec 14, 2021
Book Page6107/1358
Instrument2021192546
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateSep 19, 2019
Property Address7005 FIVE OAKS DR, HARMONY, FL 34773-6004
Document Number0055920838
Book / Page005592 / 000838
Instrument DateSep 13, 2019
Instrument121237
Transaction TypeTransfer
Record UpdatedOct 03, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7005 FIVE OAKS DR HARMONY FL 347736004, HARMONY, FL 34773-6004

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7005 FIVE OAKS DR, HARMONY, FL 34773-6004
Document Number0054442884
Instrument DateOct 29, 2018
Transaction TypeMortgage
Record UpdatedJan 02, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address7005 FIVE OAKS DR HARMONY FL 347736004, HARMONY, FL 34773-6004

Mortgage

Document Number0054442884
DateDec 06, 2018
Book Page005444/002884
Instrument178961
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 05, 2038

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 20, 2017
Property Address7005 FIVE OAKS DR, HARMONY, FL 34773-6004
Document Number0051050470
Book / Page5105 / 0470
Map ReferenceMB14 PG67-73
Instrument DateFeb 16, 2017
Instrument2017027805
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNONA TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1495 RIVIERA DR, 1495, KISSIMMEE, FL 34744-6647

Transferred To (Grantee/Buyer)

NameVerified Name
Address7005 FIVE OAKS DR, HARMONY, FL 34773-6004

Mortgage

Document Number0051050472
DateFeb 20, 2017
Instrument5105/0472
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,578.00 (+4.57%)$256,405 (+5.99%)$515,600 (+3.97%) Land $80,000 Building $435,600
2024$5,334.00 (+2.6%)
2023$5,199.00 (+7.77%) Homeowner's exemption$241,922 (+3%)$495,900 (+10.2%) Land $70,000 Building $425,900
2022$4,824.00 Homeowner's exemption$234,876$450,000 Land $65,000 Building $385,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 410 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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