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7007 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7007 Five Oaks Dr, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,536 sqft Heated Area
Lot Size7,579 sqft (0.173 acres)
OccupancyOwner Occupied
Last Sale$308,500 (2019)
Tax Bill$7,720.00 (2025)

Property Details

APN / Parcel Number

Primary APN30263226120001B011
Alternative APN
  • 114116

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,536 sqft Heated Area
Gross Area3,451 sqft Gross Area
1st Floor2,536 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,579 sqft (0.173 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area460 sqft Garage
Patio Area450 sqft Patio
PorchOpen Porch
Porch Area455 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number114116
Street Address7007 FIVE OAKS DR
CityHARMONY
StateFL
Zip34773-6004
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 11B
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract2612
Legal Block1
Legal Lot Number11B
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2104
Census Tract43801

Owner

Source: Osceola County records · APN 30263226120001B011

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address7007 FIVE OAKS DR, HARMONY, FL 34773-6004
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 11, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleSep 11, 2019 · Amount on Record
Deed SaleSep 11, 2019 · Amount on Record
Prior SaleSep 04, 2013 · Amount on Record
Deed Doc Number2019116811
Deed Book / Page5587 / 0414
Record RefreshedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7007 FIVE OAKS DR, HARMONY, FL 34773-6004
Transaction TypeMortgage
Record UpdatedJan 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7007 FIVE OAKS DR, HARMONY, FL 34773-6004

Mortgage

Document Number0063441813
DateJan 13, 2023
Book Page6344/1813
Instrument2023005497
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJan 15, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 11, 2019
Property Address7007 FIVE OAKS DR, HARMONY, FL 34773-6004
Document Number0055870414
Book / Page5587 / 0414
Map ReferenceMB 14 PG 67
Instrument DateSep 04, 2019
Instrument2019116811
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyFIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,159.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7007 FIVE OAKS DR, 7007, HARMONY, FL 34773-6004

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address7007 FIVE OAKS DR, HARMONY, FL 34773-6004

Mortgage

Document Number0005587416
DateSep 11, 2019
Instrument5587/416
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,720.00 (+5.58%) Homeowner's exemption$298,720 (+5.99%)$439,300 (+4.15%) Land $80,000 Building $359,300
2023$7,312.00 (+5.65%) Homeowner's exemption$281,847 (+3%)$421,800 (+9.93%) Land $70,000 Building $351,800
2022$6,921.00 Homeowner's exemption$273,638$383,700 Land $65,000 Building $318,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 410 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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