7001 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7001 Five Oaks Dr, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage2,778 sqft Heated Area
Lot Size9,148 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$324,000 (2019)
Tax Bill$6,484.00 (2025)

Property Details

APN / Parcel Number

Primary APN30263226120001B014
Alternative APN
  • 114119

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,778 sqft Heated Area
Gross Area3,667 sqft Gross Area
1st Floor2,778 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,148 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
FenceFence
PorchOpen Porch
Porch Area448 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number114119
Street Address7001 FIVE OAKS DR
CityHARMONY
StateFL
Zip34773-6004
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 14B
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract2612
Legal Block1
Legal Lot Number14B
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2104
Census Tract43801

Owner

Source: Osceola County records · APN 30263226120001B014

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7001 FIVE OAKS DR, HARMONY, FL 34773-6004
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
DISCOVER BANK
Aug 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC
Jun 24, 2019Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 24, 2019 · Amount on Record
Deed SaleJun 24, 2019 · Amount on Record
Prior SaleAug 23, 2012 · Amount on Record
Deed Doc Number2019081120
Deed Book / Page5546 / 0609
Record RefreshedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7001 FIVE OAKS DR, HARMONY, FL 34773-6004
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7001 FIVE OAKS DR, HARMONY, FL 34773-6004

Mortgage

Document Number0067780784
DateApr 28, 2025
Book Page6778/784
Instrument2025053403
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueApr 25, 2055

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7001 FIVE OAKS DR, HARMONY, FL 34773-6004
Transaction TypeMortgage
Record UpdatedJun 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7001 FIVE OAKS DR, HARMONY, FL 34773-6004

Mortgage

Document Number0060301010
DateAug 26, 2021
Book Page6030/1010
Instrument2021132585
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 24, 2019
Property Address7001 FIVE OAKS DR, HARMONY, FL 34773-6004
Document Number0055460609
Book / Page5546 / 0609
Map ReferenceMB 14 PG 67-73
Instrument DateJun 21, 2019
Instrument2019081120
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,268.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3314 BRACKEN FERN DR, 3314, HARMONY, FL 34773-6036

Transferred To (Grantee/Buyer)

NameVerified Name
Address7001 FIVE OAKS DR, HARMONY, FL 34773-6004

Mortgage

Document Number0005546610
DateJun 24, 2019
Instrument5546/610
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,484.00 (+7%) Homeowner's exemption$321,750 (+5.99%)$472,800 (+4.1%) Land $80,000 Building $392,800
2023$6,060.00 (+7.05%) Homeowner's exemption$303,576 (+3%)$454,200 (+10.19%) Land $70,000 Building $384,200
2022$5,661.00 Homeowner's exemption$294,734$412,200 Land $65,000 Building $347,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 410 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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