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7003 Five Oaks Dr, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7003 Five Oaks Dr, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms4 Baths
Year BuiltBuilt 2009
Square Footage3,497 sqft Heated Area
Lot Size7,536 sqft (0.173 acres)
OccupancyOwner Occupied
Last Sale$110,000 (2020)
Tax Bill$8,546.00 (2025)

Property Details

APN / Parcel Number

Primary APN30263226120001B013
Alternative APN
  • 114118

Interior

Bedrooms5 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area3,497 sqft Heated Area
Gross Area4,273 sqft Gross Area
1st Floor2,129 sqft 1st Floor
Upper Floors1,368 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2009
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,536 sqft (0.173 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area528 sqft Garage

Exterior Amenities

FenceFence
Patio Area376 sqft Patio
PorchOpen Porch
Porch Area248 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number114118
Street Address7003 FIVE OAKS DR
CityHARMONY
StateFL
Zip34773-6004
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBIRCHWOOD NEIGHBORHOODS B & C PB 14 PGS 67-73 LOT 13B
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY BIRCHWOOD NBC B C C2 D1
Legal Tract2612
Legal Block1
Legal Lot Number13B
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2104
Census Tract43801

Owner

Source: Osceola County records · APN 30263226120001B013

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7003 FIVE OAKS DR, HARMONY, FL 34773-6004
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2022Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jul 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
ADDITION FINANCIAL CU
Feb 21, 2020Warranty Deed, Transfer
STEWART TITLE
Feb 21, 2020Warranty Deed, Transfer
STEWART TITLE COMPANY
Feb 21, 2020Warranty Deed, Transfer
STEWART TITLE
Feb 21, 2020Quit Claim Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 21, 2020 · Amount on Record
Deed SaleFeb 21, 2020 · Amount on Record
Prior SaleFeb 21, 2020 · Amount on Record
Deed Doc Number2020026165
Deed Book / Page5678 / 2379
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7003 FIVE OAKS DR, HARMONY, FL 34773-6004
Transaction TypeMortgage
Record UpdatedSep 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7003 FIVE OAKS DR, HARMONY, FL 34773-6004

Mortgage

Document Number0062791060
DateSep 01, 2022
Book Page6279/1060
Instrument2022133936
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueAug 12, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7003 FIVE OAKS DR, HARMONY, FL 34773-6004
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanySOUTHERN TITLE AND ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7003 FIVE OAKS DR, HARMONY, FL 34773-6004

Mortgage

Document Number0060111136
DateJul 28, 2021
Book Page6011/1136
Instrument2021116884
Lender
NameADDITION FINANCIAL CU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 21, 2020
Property Address7003 FIVE OAKS DR, HARMONY, FL 34773-6004
Document Number0056782378
Book / Page005678 / 002378
Instrument DateFeb 20, 2020
Instrument26164
Transaction TypeTransfer
Record UpdatedMar 23, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$770.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3314 CAT BRIER TRL HARMONY FL 347736028, HARMONY, FL 34773-6028

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 21, 2020
Property Address7003 FIVE OAKS DR, HARMONY, FL 34773-6004
Document Number0056782379
Book / Page5678 / 2379
Map ReferenceMB 14 PG 67
Instrument DateFeb 18, 2020
Instrument2020026165
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$770.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3509 CLAY BRICK RD, 3509, HARMONY, FL 34773-6062

Transferred To (Grantee/Buyer)

NameVerified Name
Address3314 CAT BRIER TRL, HARMONY, FL 34773-6028

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 21, 2020
Property Address7003 FIVE OAKS DR, HARMONY, FL 34773-6004
Document Number0056782377
Book / Page005678 / 002377
Instrument DateFeb 18, 2020
Instrument26163
Transaction TypeTransfer
Record UpdatedMar 23, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$770.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3314 CAT BRIER TRL HARMONY FL 347736028, HARMONY, FL 34773-6028

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateFeb 21, 2020
Property Address7003 FIVE OAKS DR, HARMONY, FL 34773-6004
Document Number0056782376
Book / Page005678 / 002376
Instrument DateFeb 11, 2020
Instrument26162
Transaction TypeTransfer
Record UpdatedMar 23, 2020
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7003 FIVE OAKS DR HARMONY FL 347736004, HARMONY, FL 34773-6004

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,546.00 (+5.55%) Homeowner's exemption$358,300 (+5.99%)$540,500 (+3.86%) Land $80,000 Building $460,500
2023$8,097.00 (+5.37%) Homeowner's exemption$338,062 (+3%)$520,400 (+10.14%) Land $70,000 Building $450,400
2022$7,684.00 Homeowner's exemption$328,216$472,500 Land $65,000 Building $407,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 69% of the US · above 48% of Florida
Wildfire LikelihoodAbout 1 in 410 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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