7007 Ridge Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 7007 Ridge Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,300 sqft · built 1981
Lot Size	2.8 acres (121,968 sqft)
Owner	Individual Name on Record
Last Sale	$172,710 (Sep 2026)
Tax Bill	$1,481 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33W000000204`

Property Details

APN / Parcel Number

Primary APN	`33W000000204`
Alternative APNs	`003875` `3875`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	3,300 sqft Adjusted Area
1st Floor Area	2,791 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	121,968 sqft (2.8 acres)
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7007 RIDGE RD
City	COLUMBUS
State	MS
Zip	39705-8216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE4 SE4 7007 RIDGE RD 11A
Legal Range	18W
Legal Township	17S
Legal Section	03
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	1
Census Block	1025
Census Tract	102

Owner

Source: Lowndes County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7007 RIDGE RD, COLUMBUS, MS 39705-8216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE
Sep 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUM TREE MORTGAGE
Nov 14, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Sep 2, 2015 · Amount on Record
Deed Document Number	2026
Deed Book / Page	2026 / 7507
Prior Transfer Date	Sep 16, 2026
Prior Transfer Doc	2026007507
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Recording Date	Sep 28, 2026
Property Address	7007 RIDGE RD, COLUMBUS, MS 39705-8216
Document Number	2026023426
Book / Page	2026 / 23426
Instrument Date	Sep 21, 2026
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7007 RIDGE RD, COLUMBUS, MS 39705-8216

Mortgage

Document Number	2026023426,
Date	Sep 28, 2026
Book Page	2026/23426

Lender

Name	GUM TREE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWNDES MS
Recording Date	Sep 28, 2026
Property Address	7007 RIDGE RD, COLUMBUS, MS 39705-8216
Document Number	2026007507
Book / Page	2026 / 7507
Instrument Date	Sep 16, 2026
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7007 RIDGE RD, COLUMBUS, MS 39705-8216

Mortgage

Document Number	2026023426,
Date	Sep 28, 2026
Book Page	2026/23426

Lender

Name	GUM TREE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOWNDES MS
Recording Date	Nov 14, 2025
Property Address	7007 RIDGE RD, COLUMBUS, MS 39705-8216
Document Number	0020259095
Book / Page	2025 / 9095
Instrument Date	Nov 14, 2025
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7007 RIDGE RD, COLUMBUS, MS 39705-8216

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,481.00 (+0.95%) Homeowner's exemption	$18,214 (+15.81%)	$182,140 (+15.81%) Land $17,850 Building $164,290
2024	$1,467.00 (+20.34%)
2023	$1,219.00 Homeowner's exemption	$15,727	$157,270 Land $17,850 Building $139,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: M-Pulse Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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