6900 Ridge Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 6900 Ridge Rd, Columbus, MS 39705

Property Summary

Property TypeSingle Family Home
Details1 ba · 4,091 sqft · built 2005
Lot Size0.9 acres (39,204 sqft)
Owner2 Individual Names on File
Tax Bill$2,417 (2025)
Deeds & MortgagesAug 2020 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN34W000002806

Property Details

APN / Parcel Number

Primary APN34W000002806
Alternative APNs
  • 029761
  • 29761

Interior

Full Baths1 Bath
Stories1 Story
Building Area4,091 sqft Adjusted Area
1st Floor Area1,453 sqft
2nd Floor Area1,162 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area39,204 sqft (0.9 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number029761
Street Address6900 RIDGE RD
CityCOLUMBUS
StateMS
Zip39705-8270
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW4 6900 RIDGE RD
Legal Range18W
Legal Township17S
Legal Section02
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group1
Census Block1026
Census Tract102

Owner

6900 Ridge Rd is owned and occupied by two individuals who acquired it in October 2003.

Source: Lowndes County records, as of December 15, 2025

Owner of Record2 Individual Names on File
Mailing Address6900 RIDGE RD, COLUMBUS, MS 39705-8270
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Deed of Trust, Mortgage · Line of Credit
RENASANT BK
Jul 29, 2020Deed of Trust, Mortgage
RENASANT BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2003
Deed SaleOct 10, 2003
Deed Document Number0020037952
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address6900 RIDGE RD, COLUMBUS, MS 39705-8270
Document Number0020200392
Instrument DateAug 12, 2020
Transaction TypeMortgage
Record UpdatedSep 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6900 RIDGE RD COLUMBUS MS 397058270, COLUMBUS, MS 39705-8270

Mortgage

Document Number0020200392
DateAug 20, 2020
Book Page002020/020392
Lender
NameRENASANT BK
TypeBank
AddressCOLUMBUS, MS 39703
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueAug 19, 2030
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address6900 RIDGE RD, COLUMBUS, MS 39705-8270
Document Number0020208440
Instrument DateJul 29, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6900 RIDGE RD COLUMBUS MS 397058270, COLUMBUS, MS 39705-8270

Mortgage

Document Number0020208440
DateAug 3, 2020
Book Page002020/018440
Lender
NameRENASANT BK
TypeBank
AddressBIRMINGHAM, AL 35203
Agreement
AmountAmount on Record
Term300 Months
DueAug 2, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 6900 Ridge Rd was $2,417 with a homeowner's exemption, up 1% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictLowndes County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,417.00 (+0.96%) Homeowner's exemption$27,773$277,730 Land $7,000 Building $270,730
2024$2,394.00 (+18.34%)
2023$2,023.00 Homeowner's exemption$24,042$240,420 Land $7,000 Building $233,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6900 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1990)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6900 Ridge Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
4-County Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

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