6979 Ridge Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 6979 Ridge Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,706 sqft · built 1998
Lot Size	13.2 acres (574,992 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,871 (2025)
Deeds & Mortgages	Jul 2021 Refinance May 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33W000000212`

Property Details

APN / Parcel Number

Primary APN	`33W000000212`
Alternative APNs	`027698` `27698`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	2,706 sqft Adjusted Area
1st Floor Area	2,446 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	574,992 sqft (13.2 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6979 RIDGE RD
City	COLUMBUS
State	MS
Zip	39705-8256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE4 SE4 6979 RIDGE RD 10A
Legal Range	18W
Legal Township	17S
Legal Section	03
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	1
Census Block	1025
Census Tract	102

Owner

Source: Lowndes County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6979 RIDGE RD, COLUMBUS, MS 39705-8256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS NATIONAL BANK
May 22, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/MERIDIAN
Dec 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 7, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/MERIDIAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	6979 RIDGE RD, COLUMBUS, MS 39705-8256
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202121564
Date	Jul 6, 2021
Book Page	2021/21564

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	6979 RIDGE RD, COLUMBUS, MS 39705-8256
Document Number	0020202643
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6979 RIDGE RD COLUMBUS MS 397058256, COLUMBUS, MS 39705-8256

Mortgage

Document Number	0020202643
Date	Jun 8, 2020
Book Page	002020/012643

Lender

Name	CITIZENS NAT'L BK/MERIDIAN
Type	Bank
Address	COLUMBUS, MS 39705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.49%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWNDES MS
Recording Date	Dec 9, 2019
Property Address	6979 RIDGE RD, COLUMBUS, MS 39705-8256
Document Number	0020198961
Book / Page	002019 / 008961
Instrument Date	Dec 6, 2019
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6979 RIDGE RD COLUMBUS MS 397058256, COLUMBUS, MS 39705-8256

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	6979 RIDGE RD, COLUMBUS, MS 39705-8256
Document Number	0020170979
Book / Page	002017 / 020979
Instrument Date	Sep 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6979 RIDGE RD COLUMBUS MS 397058256, COLUMBUS, MS 39705-8256

Mortgage

Document Number	0020170979
Date	Sep 25, 2017
Book Page	002017/020979

Lender

Name	CITIZENS NAT'L BK/MERIDIAN
Type	Bank
Address	COLUMBUS, MS 39705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 24, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,871.00 (+0.92%) Homeowner's exemption	$22,201 (+11.81%)	$222,010 (+11.81%) Land $46,460 Building $175,550
2024	$1,854.00 (+14.59%)
2023	$1,618.00 Homeowner's exemption	$19,856	$198,560 Land $46,460 Building $152,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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