Lowndes County property record for 7114 Ridge Rd, Columbus, MS 39705
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,600 sqft · built 1971 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $156,200 (Jul 2023) |
| Tax Bill | $286 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34W000002800 |
| Primary APN | 34W000002800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,600 sqft Adjusted Area |
| 1st Floor Area | 1,448 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,204 sqft (0.9 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7114 RIDGE RD |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39705-8374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W2 W2 7114 RIDGE RD |
| Legal Range | 18W |
| Legal Township | 17S |
| Legal Section | 02 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 102 |
Source: Lowndes County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7114 RIDGE RD, COLUMBUS, MS 39705-8374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed of Trust, Mortgage · FHA Mortgage MAGNOLIA BANK INC |
| Jul 21, 2023 | Warranty Deed, Transfer · FHA Mortgage MAGNOLIA BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2023 · Amount on Record |
| Deed Sale | Jul 21, 2023 · Amount on Record |
| Deed Document Number | 2023 |
| Deed Book / Page | 2023 / 5862 |
| Prior Transfer Date | Oct 13, 2014 |
| Prior Transfer Doc | 2014006434 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 7114 RIDGE RD, COLUMBUS, MS 39705-8374 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202315152 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 2023/15152 |
| Name | MAGNOLIA BANK INC |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jul 21, 2023 |
| Property Address | 7114 RIDGE RD, COLUMBUS, MS 39705-8374 |
| Document Number | 0020235862 |
| Book / Page | 2023 / 5862 |
| Instrument Date | Jul 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7114 RIDGE RD, COLUMBUS, MS 39705-8374 |
| Document Number | 0202315152 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023/15152 |
| Name | MAGNOLIA BANK INC |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $286.00 (+1.42%) Homeowner's exemption | $5,010 (-21.33%) | $50,100 (+18.02%) Land $7,000 Building $43,100 |
| 2024 | $282.00 (-54.15%) | ||
| 2023 | $615.00 | $6,368 | $42,450 Land $7,000 Building $35,450 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1990) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1990 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
May also be available: M-Pulse Fiber.
5G (outdoors only) and 4G LTE
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