7150 Ridge Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 7150 Ridge Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,263 sqft · built 1980
Lot Size	3.09 acres (135,036 sqft)
Owner	2 Individual Names on Record
Tax Bill	$731 (2022)
Deeds & Mortgages	May 2023 Second Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34W000002601`

Property Details

APN / Parcel Number

Primary APN	`34W000002601`
Alternative APNs	`004356` `4356`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	2,263 sqft Adjusted Area
1st Floor Area	1,900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	135,036 sqft (3.09 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	004356
Street Address	7150 RIDGE RD
City	COLUMBUS
State	MS
Zip	39705-8374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W2 NW4 7150 RIDGE RD
Legal Range	18W
Legal Township	17S
Legal Section	02
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	1
Census Block	1026
Census Tract	102

Owner

Source: Lowndes County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7150 RIDGE RD, COLUMBUS, MS 39705-8374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF VETERANS AFFAIRS
May 18, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC
Apr 28, 2017	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2016
Deed Sale	May 3, 2016
Deed Document Number	0020162898
Deed Book / Page	2016 / 2898
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	7150 RIDGE RD, COLUMBUS, MS 39705-8374
Transaction Type	Mortgage
Record Updated	May 23, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020238871
Date	May 2, 2023
Book Page	2023/8871

Lender

Name	SECRETARY OF VETERANS AFFAIRS
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	445 Months
Due	Jun 1, 2060

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	7150 RIDGE RD, COLUMBUS, MS 39705-8374
Document Number	0020201907
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7150 RIDGE RD COLUMBUS MS 397058374, COLUMBUS, MS 39705-8374

Mortgage

Document Number	0020201907
Date	Jun 2, 2020
Book Page	002020/011907

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	7150 RIDGE RD, COLUMBUS, MS 39705-8374
Document Number	0020170058
Book / Page	002017 / 010058
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7150 RIDGE RD COLUMBUS MS 397058374, COLUMBUS, MS 39705-8374

Mortgage

Document Number	0020170058
Date	May 8, 2017
Book Page	002017/010058

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$12,464 (+16.86%)	$124,640 (+16.86%) Land $19,180 Building $105,460
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$10,666	$106,660 Land $19,180 Building $87,480
2022	$731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: M-Pulse Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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