700 Upton Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 700 Upton Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1978
Square Footage	884 sqft Living Area
Lot Size	6,900 sqft (0.158 acres)
Occupancy	Owner Occupied
Last Sale	$142,000 (2024)
Tax Bill	$3,190.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-22-153-019`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	884 sqft Living Area
1st Floor	884 sqft 1st Floor
Basement Area	884 sqft Basement
Finished Basement	600 sqft Finished
Unfinished Basement	884 sqft Unfinished
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,900 sqft (0.158 acres)
Depth X Width	115 ft x 60 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	720 sqft Garage
Deck Area	100 sqft Deck
Patio Area	100 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	700 UPTON AVE
City	WATERLOO
State	IA
Zip	50701-2128
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HUMMEL ADDITION E 1/2 LOT 3 LOT 4
Legal Range	13W
Legal Township	89N
Legal Section	22
Legal Subdivision	HUMMEL ADDITION
Legal Lot Number	3,4
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2003
Census Tract	400

Owner

Source: Black Hawk County records · APN 8913-22-153-019

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	700 UPTON AVE, WATERLOO, IA 50701-2128
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2024 · Amount on Record
Deed Sale	Aug 21, 2024 · Amount on Record
Prior Sale	Aug 21, 2023 · Amount on Record
Deed Doc Number	20242520
Record Refreshed	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 21, 2023
Property Address	700 UPTON AVE, WATERLOO, IA 50701-2128
Document Number	202400002520
Instrument Date	Aug 17, 2023
Instrument	202400002520
Transaction Type	Transfer
Record Updated	Sep 05, 2023
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$226.40
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 UPTON AVE, WATERLOO, IA 50701-2128

Mortgage

Document Number	202400002521
Date	Aug 21, 2023
Instrument	202400002521

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,190.00	$178,850 (+33.57%) Land $18,330 Building $160,520	$178,850 (+28.66%) Land $18,330 Building $160,520
2024	$3,190.00 (+56.53%)
2023		$133,900 (+31.69%) Land $18,330 Building $115,570	$139,010 (+31.93%)
2022	$2,038.00 Homeowner's exemption	$101,680 Land $18,330 Building $83,350
2021			$105,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.