625 Upton Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 625 Upton Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1939
Square Footage928 sqft Living Area
Lot Size6,500 sqft (0.149 acres)
GarageMixed, 336 sqft
Last Sale$70,000 (2021)
Tax Bill$2,560.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-22-303-001

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths3 Partial Baths
Total Rooms6 Rooms
Building Area928 sqft Living Area
1st Floor928 sqft 1st Floor
Basement Area928 sqft Basement
Unfinished Basement928 sqft Unfinished
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,500 sqft (0.149 acres)
Depth X Width52 ft x 125 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area336 sqft Garage
Patio Area248 sqft Patio
Porch1 Porch
Porch Area192 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address625 UPTON AVE
CityWATERLOO
StateIA
Zip50701-2125
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFIRST ADDITION TO GALLOWAY LOT 138
Legal Range13W
Legal Township89N
Legal Section22
Legal SubdivisionFIRST ADDITION TO GALLOWAY
Legal Lot Number138
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2005
Census Tract400

Owner

Source: Black Hawk County records · APN 8913-22-303-001

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3735 ROGERS RD NW, CEDAR RAPIDS, IA 52405-7004
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2023Deed of Trust, Mortgage · Line of Credit
FIRST SECURITY STATE BANK
Dec 29, 2020Deed of Trust, Mortgage · Commercial Mortgage
THE HURST HOLDING COMPANY INC
Sep 18, 2020Warranty Deed, Transfer
TITLE SERVICES GROUP, TITLE SERVICES CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 18, 2021 · Amount on Record
Deed SaleSep 18, 2021 · Amount on Record
Prior SaleSep 18, 2020 · Amount on Record
Deed Doc Number20215970
Prior Transfer DateAug 07, 2015
Prior Transfer Doc2016000028
Record RefreshedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address625 UPTON AVE, WATERLOO, IA 50701-2125
Transaction TypeMortgage
Record UpdatedFeb 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3735 ROGERS RD NW, CEDAR RAPIDS, IA 52405-7004

Mortgage

Document Number202300010529
DateJan 23, 2023
Instrument202300010529
Lender
NameFIRST SECURITY STATE BANK
TypeBank
AddressCEDAR FALLS, IA 50613
Agreement
TypeLine of Credit
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address625 UPTON AVE, WATERLOO, IA 50701-2125
Transaction TypeMortgage
Record UpdatedJan 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100013671
DateDec 29, 2020
Instrument202100013671
Lender
NameTHE HURST HOLDING COMPANY INC
TypeNon-Lending Institution
AddressWATERLOO, IA 50701
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateSep 18, 2020
Property Address625 UPTON AVE, WATERLOO, IA 50701-2125
Document Number202100005970
Instrument DateSep 17, 2020
Instrument202100005970
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyTITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

AmountAmount Recorded
Tax$111.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address625 UPTON AVE, WATERLOO, IA 50701-2125

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,560.00$144,600 (+22.51%) Land $17,060 Building $127,540$144,600 (+22.51%) Land $17,060 Building $127,540
2024$2,560.00 (+25.74%)
2023$118,030 (+27.28%) Land $17,060 Building $100,970$118,030 (+27.28%) Land $17,060 Building $100,970
2022$2,036.00$92,730 Land $17,060 Building $75,670
2021$92,730 Land $17,060 Building $75,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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