716 Upton Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 716 Upton Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1929
Square Footage688 sqft Living Area
Lot Size4,715 sqft (0.108 acres)
GarageDetached, 240 sqft
Last Sale$100,000 (2024)
Tax Bill$1,868.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-22-153-022

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area688 sqft Living Area
1st Floor688 sqft 1st Floor
Basement Area688 sqft Basement
Finished Basement375 sqft Finished
Unfinished Basement688 sqft Unfinished
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area4,715 sqft (0.108 acres)
Depth X Width115 ft x 41 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area240 sqft Garage
Deck AreaDeck Area
Patio Area104 sqft Patio
Porch Area60 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address716 UPTON AVE
CityWATERLOO
StateIA
Zip50701-2128
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARRY HUMMELS SUBDIVISION OF LOT C HUMMEL ADDITION LOT 4
Legal Range13W
Legal Township89N
Legal Section22
Legal SubdivisionHARRY HUMMELS SUBDIVISION
Legal Lot Number4,C
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2003
Census Tract400

Owner

Source: Black Hawk County records · APN 8913-22-153-022

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address927 ALABAR AVE, WATERLOO, IA 50701-3301
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2023Warranty Deed, Transfer · Conventional Mortgage
VERIDIAN CU
Aug 03, 2022Warranty Deed, Transfer · Conventional Mortgage
COLLINS COMMUNITY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2024 · Amount on Record
Deed SaleAug 18, 2024 · Amount on Record
Prior SaleAug 18, 2023 · Amount on Record
Deed Doc Number20242442
Record RefreshedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateAug 18, 2023
Property Address716 UPTON AVE, WATERLOO, IA 50701-2128
Document Number202400002442
Instrument DateAug 16, 2023
Instrument202400002442
Transaction TypeTransfer
Record UpdatedSep 05, 2023
Title CompanyTITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$159.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address716 UPTON AVE, WATERLOO, IA 50701-2128

Mortgage

Document Number202400002443
DateAug 18, 2023
Instrument202400002443
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7.87%
Type Change DateSep 01, 2033
Change FrequencyAnnually
Min Rate At Change5.87%
Max Rate At Change9.87%
Index52-Week T-Bill (1-Year)
Margin3
Max Rate13.8%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateAug 03, 2022
Property Address716 UPTON AVE, WATERLOO, IA 50701-2128
Document Number202300001985
Instrument DateJul 28, 2022
Instrument202300001985
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$101.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address718 UPTON AVE, WATERLOO, IA 50701-2128

Mortgage

Document Number202300001986
DateAug 03, 2022
Instrument202300001986
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052

Mortgage

Document Number202300001987
DateAug 03, 2022
Instrument202300001987
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
AddressCEDAR RAPIDS, IA 52402
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueAug 01, 2032

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,868.00$104,210 (+23.76%) Land $12,530 Building $91,680$104,210 (+23.76%) Land $12,530 Building $91,680
2024$1,868.00 (+29.18%)
2023$84,200 (+27.81%) Land $12,530 Building $71,670$84,200 (+27.81%) Land $12,530 Building $71,670
2022$1,446.00$65,880 Land $12,530 Building $53,350
2021$65,880 Land $12,530 Building $53,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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