626 Upton Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 626 Upton Ave, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1928
Square Footage	660 sqft Living Area
Lot Size	4,600 sqft (0.106 acres)
Occupancy	Owner Occupied
Last Sale	$61,000 (2006)
Tax Bill	$1,734.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-22-153-017`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	660 sqft Living Area
1st Floor	660 sqft 1st Floor
Basement Area	660 sqft Basement
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	4,600 sqft (0.106 acres)
Depth X Width	115 ft x 40 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	616 sqft Garage
Patio Area	80 sqft Patio
Porch	1 Porch
Porch Area	98 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	626 UPTON AVE
City	WATERLOO
State	IA
Zip	50701-2146
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HUMMEL ADDITION LOT 6
Legal Range	13W
Legal Township	89N
Legal Section	22
Legal Subdivision	HUMMEL ADDITION
Legal Lot Number	6
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2003
Census Tract	400

Owner

Source: Black Hawk County records · APN 8913-22-153-017

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	626 UPTON AVE, WATERLOO, IA 50701-2146
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2006 · Amount on Record
Deed Sale	Sep 06, 2006 · Amount on Record
Deed Doc Number	20062007005646
Prior Transfer Date	Apr 02, 2005
Prior Transfer Doc	2005024000
Record Refreshed	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	626 UPTON AVE, WATERLOO, IA 50701-2146
Transaction Type	Mortgage
Record Updated	Apr 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	626 UPTON AVE, WATERLOO, IA 50701-2146

Mortgage

Document Number	0202604076
Date	Mar 30, 2026
Instrument	2026-04076

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	PO BOX 6000, WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 10, 2036

Interest

Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,734.00 Homeowner's exemption	$109,080 (+20.94%) Land $12,220 Building $96,860	$109,080 (+20.94%) Land $12,220 Building $96,860
2024	$1,734.00 (+29.02%)
2023		$90,190 (+28.66%) Land $12,220 Building $77,970	$90,190 (+28.66%) Land $12,220 Building $77,970
2022	$1,344.00 Homeowner's exemption	$70,100 Land $12,220 Building $57,880
2021			$70,100 Land $12,220 Building $57,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.