Black Hawk County property record for 715 Upton Ave, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 915 sqft · built 1929 |
| Lot Size | 0.15 acres (6,552 sqft) |
| Owner | Individual Name on File |
| Last Sale | $108,000 (Feb 2022) |
| Tax Bill | $2,172 (2025) |
| Deeds & Mortgages | May 2022 Transfer Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-22-302-002 |
| Primary APN | 8913-22-302-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 915 sqft Living Area |
| 1st Floor Area | 880 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 175 sqft |
| Unfinished Basement | 880 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,552 sqft (0.15 acres) |
| Lot Dimensions | 104 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 120 sqft |
| Patio Area | 254 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 715 UPTON AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-2127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDITION TO GALLOWAY E 1/2 LOT 72 E 1/2 LOT 73 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 22 |
| Legal Subdivision | FIRST ADDITION TO GALLOWAY |
| Legal Lot Number | 72,73 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 400 |
Source: Black Hawk County records · APN 8913-22-302-002
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 715 UPTON AVE, WATERLOO, IA 50701-2127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 05, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Jun 22, 2018 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 28, 2022 · Amount on Record |
| Deed Sale | Feb 28, 2022 · Amount on Record |
| Prior Sale | Dec 01, 2009 · Amount on Record |
| Deed Document Number | 202217240 |
| Last Transfer Date | Apr 19, 2022 |
| Transfer Doc | 0000021391 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 05, 2022 |
| Property Address | 715 UPTON AVE, WATERLOO, IA 50701-2127 |
| Document Number | 202200021391 |
| Instrument Date | Apr 19, 2022 |
| Instrument | 202200021391 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 715 UPTON AVE, WATERLOO, IA 50701-2127 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Feb 28, 2022 |
| Property Address | 715 UPTON AVE, WATERLOO, IA 50701-2127 |
| Document Number | 202200017240 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 202200017240 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 715 UPTON AVE, WATERLOO, IA 50701-2127 |
| Document Number | 202200017241 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 202200017241 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 05, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Mar 05, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 9.12% |
| Document Number | 202200017242 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 202200017242 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 05, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 715 UPTON AVE, WATERLOO, IA 50701-2127 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201800021171 |
|---|---|
| Date | Jun 22, 2018 |
| Instrument | 201800021171 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Jan 01, 2043 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,172.00 Homeowner's exemption | $133,000 (+20.49%) Land $18,430 Building $114,570 | $133,000 (+20.49%) Land $18,430 Building $114,570 |
| 2024 | $2,172.00 (+28.83%) | ||
| 2023 | $110,380 (+28.93%) Land $18,430 Building $91,950 | $110,380 (+28.93%) Land $18,430 Building $91,950 | |
| 2022 | $1,686.00 | $85,610 Land $18,430 Building $67,180 | |
| 2021 | $85,610 Land $18,430 Building $67,180 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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