700 Summit Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 700 Summit Ave, Saint Paul, MN 55105

Property Summary

Property TypeDuplex
Details6 bd · 4 ba · 3,352 sqft · built 1919
Lot Size0.232 acres (10,120 sqft)
Owner2 Individual Names on File
Last Sale$663,000 (Feb 2024)
Tax Bill$14,412 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-28-23-41-0146

Property Details

APN / Parcel Number

Primary APN02-28-23-41-0146
Alternative APNs
  • 8096376
  • 184473

Interior

Bedrooms6 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area3,352 sqft Living Area
1st Floor Area1,676 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1930
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeBrick
Lot Area10,120 sqft (0.232 acres)
Lot Dimensions253 ft deep x 40 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number184473
Street Address700 SUMMIT AVE
CitySAINT PAUL
StateMN
Zip55105-3440
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionSUMMIT PARK ADDITION TO,ST. PA SUBJ TO ESMT THE E 1 6/1O FT OF S ...LOT 7 AND ALL OF LOT 6 BLK 6
Legal Range23
Legal Township28
Legal Section02
Legal SubdivisionSUMMIT PARK ADDITION TO,ST. PA
Legal Block6
Legal Lot Number7,6
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group3
Census Block3000
Census Tract42900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Historic Hill District
listed 1976 · 1,009 contributing resources · NRIS 76001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

700 Summit Ave, a duplex, is owned and occupied by two individuals who bought it in February 2024.

Source: Ramsey County records, as of August 26, 2026

Owner of Record2 Individual Names on File
Mailing Address700 SUMMIT AVE, SAINT PAUL, MN 55105-3440
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2024 · Amount on File
Deed SaleFeb 27, 2024 · Amount on File
Prior SaleJan 10, 2005 · Amount on File
Deed Document Number20245017711
Prior Transfer DateJan 12, 2017
Prior Transfer Doc0004644418
Record UpdatedOct 29, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateFeb 27, 2024
Property Address700 SUMMIT AVE, SAINT PAUL, MN 55105-3440
Document Number0A05017711
Instrument DateFeb 23, 2024
InstrumentA05017711
Transaction TypeTransfer
Record UpdatedMar 6, 2024
Title CompanyEXECUTIVE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,187.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address700 SUMMIT AVE, SAINT PAUL, MN 55105-3440

Mortgage

Document Number0A05017712
DateFeb 27, 2024
InstrumentA05017712
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 700 Summit Ave was $14,412.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$698,500 Land $244,300 Building $454,200$698,500 Land $244,300 Building $454,200
2025$14,412.00
2023$9,694.00$771,800 Land $244,300 Building $527,500$771,800 Land $244,300 Building $527,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 700 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 700 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, T-Mobile.

Nearby Properties on Summit Ave

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