701 Summit Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 701 Summit Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	8 bd · 5.5 ba · 6,788 sqft · built 1898
Lot Size	0.298 acres (12,960 sqft)
Owner	2 Individual Names on File
Last Sale	$1,442,424 (Sep 2017)
Tax Bill	$31,400 (2025)
Deeds & Mortgages	Sep 2017 Sale & Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-28-23-14-0287`

Property Details

APN / Parcel Number

Primary APN	`02-28-23-14-0287`
Alternative APNs	`8280950` `649482`

Interior

Bedrooms	8 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	6,788 sqft Living Area
1st Floor Area	2,662 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1975
Architectural Style	Bi-Level
Exterior Material	Stone
Construction Type	Stone
Lot Area	12,960 sqft (0.298 acres)
Lot Dimensions	162 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	649482
Street Address	701 SUMMIT AVE
City	SAINT PAUL
State	MN
Zip	55105-3441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLCOMBES ADDITION TO,SAINT P EX THE N 97 FT, THE FOL; VAC ALLEY ...ALL OF LOTS 26 AND LOT 5 BLK 15
Legal Range	23
Legal Township	28
Legal Section	02
Legal Subdivision	HOLCOMBES ADDITION TO,SAINT P
Legal Block	15
Legal Lot Number	26
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2019
Census Tract	42900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

701 Summit Ave is owned and occupied by two individuals who bought it in September 2017.

Source: Ramsey County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	701 SUMMIT AVE, SAINT PAUL, MN 55105-3441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2017	Warranty Deed, Subdivision Related Transfer · Line of Credit US BK
Feb 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage DENISE HARRINGTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2017 · Amount on File
Deed Sale	Sep 5, 2017 · Amount on File
Prior Sale	May 20, 2016 · Amount on File
Deed Document Number	20174674992
Prior Transfer Date	May 12, 2015
Prior Transfer Doc	0004559148
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 5, 2017
Property Address	701 SUMMIT AVE, SAINT PAUL, MN 55105-3441
Document Number	0004674992
Instrument Date	Aug 28, 2017
Instrument	4674992
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 19, 2017
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,760.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 SUMMIT AVE ST PAUL MN 551053441, ST PAUL, MN 55105-3441

Mortgage

Document Number	4674994
Date	Sep 5, 2017
Instrument	4674994

Lender

Name	US BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	4674993,
Date	Sep 5, 2017
Instrument	4674993

Lender

Name	US BK
Type	Bank
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	701 SUMMIT AVE, SAINT PAUL, MN 55105-3441
Document Number	0004648428
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	627 SELBY AVE ST PAUL MN 551047229, ST PAUL, MN 55104-7229

Mortgage

Document Number	0004648428
Date	Feb 24, 2017
Instrument	4648428

Lender

Name	DENISE HARRINGTON
Address	9780 JUSTEN TRL N, ST PAUL, MN 55115-1332

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 701 Summit Ave was $31,400.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,568,400 Land $288,000 Building $1,280,400	$1,568,400 Land $288,000 Building $1,280,400
2025	$31,400.00
2023	$24,204.00	$1,458,900 Land $288,000 Building $1,170,900	$1,458,900 Land $288,000 Building $1,170,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 701 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 701 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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