Ramsey County property record for 696 Summit Ave, Saint Paul, MN 55105
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,880 sqft · built 1963 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Nov 2024) |
| Tax Bill | $9,100 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-28-23-41-0145 |
| Primary APN | 02-28-23-41-0145 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,880 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 250 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 382381 |
|---|---|
| Street Address | 696 SUMMIT AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-3440 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | SUMMIT PARK ADDITION TO,ST. PA LOT 5 BLK 6 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 02 |
| Legal Subdivision | SUMMIT PARK ADDITION TO,ST. PA |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 42900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
696 Summit Ave, a duplex, is owned and occupied by two individuals who bought it in November 2024.
Source: Ramsey County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 696 SUMMIT AVE, SAINT PAUL, MN 55105-3440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2024 · Amount on File |
| Deed Sale | Nov 5, 2024 · Amount on File |
| Prior Sale | Jun 30, 2022 · Amount on File |
| Deed Document Number | 20245044704 |
| Prior Transfer Date | Sep 26, 2016 |
| Prior Transfer Doc | 0004626105 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 30, 2022 |
| Property Address | 696 SUMMIT AVE, SAINT PAUL, MN 55105-3440 |
| Document Number | 0A04953556 |
| Instrument Date | Jun 17, 2022 |
| Instrument | A04953556 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,567.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 696 SUMMIT AVE, SAINT PAUL, MN 55105-3440 |
| Document Number | 0A04953557 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | A04953557 |
| Name | LEND SMART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Ramsey County assessment roll, as of July 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $475,700 Land $241,900 Building $233,800 | $475,700 Land $241,900 Building $233,800 | |
| 2024 | $9,100.00 (+29.22%) | ||
| 2023 | $7,042.00 | $469,500 Land $241,900 Building $227,600 | $469,500 Land $241,900 Building $227,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 696 Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 696 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, T-Mobile.
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