683 Summit Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 683 Summit Ave, Saint Paul, MN 55105

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 5,076 sqft · built 1894
Lot Size	0.418 acres (18,189 sqft)
Owner	2 Individual Names on File
Last Sale	$939,000 (Dec 2015)
Tax Bill	$26,914 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-28-23-14-0182`

Property Details

APN / Parcel Number

Primary APN	`02-28-23-14-0182`
Alternative APNs	`8435735` `290409`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	5,076 sqft Living Area
1st Floor Area	2,006 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	18,189 sqft (0.418 acres)
Lot Dimensions	129 ft deep x 141 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	290409
Street Address	683 SUMMIT AVE
City	SAINT PAUL
State	MN
Zip	55105-3441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLCOMBES ADDITION TO,SAINT P S 1/2 OF VAC ALLEY ACCRUING FOL E ...OF LOTS 28 29 AND LOT 30 BLK 15
Legal Range	23
Legal Township	28
Legal Section	02
Legal Subdivision	HOLCOMBES ADDITION TO,SAINT P
Legal Block	15
Legal Lot Number	28,3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2019
Census Tract	42900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

683 Summit Ave is owned and occupied by two individuals who bought it in December 2015.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	683 SUMMIT AVE, SAINT PAUL, MN 55105-3441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA
Nov 19, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BK NA
Dec 7, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage LEADERONE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2015 · Amount on File
Deed Sale	Dec 31, 2015 · Amount on File
Prior Sale	May 25, 2010 · Amount on File
Deed Document Number	20154589830
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	683 SUMMIT AVE, SAINT PAUL, MN 55105-3441
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04893111
Date	Jun 30, 2021
Instrument	A04893111

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	683 SUMMIT AVE, SAINT PAUL, MN 55105-3441
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04893110
Date	Jun 30, 2021
Instrument	A04893110

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	683 SUMMIT AVE, SAINT PAUL, MN 55105-3441
Document Number	0004737008
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 13, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	683 SUMMIT AVE ST PAUL MN 551053441, ST PAUL, MN 55105-3441

Mortgage

Document Number	0004737008
Date	Nov 30, 2018
Instrument	4737008

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2048

Interest

Rate Type	Adjustable Rate

December 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 7, 2017
Property Address	683 SUMMIT AVE, SAINT PAUL, MN 55105-3441
Document Number	0004688942
Instrument Date	Dec 1, 2017
Instrument	4688942
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	PARTNERS TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1495 PALOMINO TRL EAGAN MN 551223818, EAGAN, MN 55122-3818

Mortgage

Document Number	4688943
Date	Dec 7, 2017
Instrument	4688943

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 683 Summit Ave was $26,914.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,400,100 Land $341,400 Building $1,058,700	$1,400,100 Land $341,400 Building $1,058,700
2025	$26,914.00
2023	$19,682.00	$1,275,800 Land $341,400 Building $934,400	$1,275,800 Land $341,400 Building $934,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 683 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 683 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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