706 Summit Ave, Saint Paul, MN 55105 Property Records

Ramsey County property record for 706 Summit Ave, Saint Paul, MN 55105

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 4 ba · 3,352 sqft · built 1919
Lot Size	0.226 acres (9,845 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Aug 2021)
Tax Bill	$11,368 (2023)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-28-23-41-0147`

Property Details

APN / Parcel Number

Primary APN	`02-28-23-41-0147`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,352 sqft Total Area
1st Floor Area	1,676 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1953
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,845 sqft (0.226 acres)
Lot Dimensions	247 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	706 SUMMIT AVE
City	SAINT PAUL
State	MN
Zip	55105-3440
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	F
Legal Description	SUMMIT PARK ADDITION TO,ST. PA SUBJ TO ESMT AND EX E 1 6/1O FT OF S 63 2/1O FT LOT 7 BLK 6
Legal Range	23
Legal Township	28
Legal Section	02
Legal Quarter	4
Quarter-Quarter Section	1
Legal Subdivision	PARK ADDITION
Legal Block	6
Legal Lot Number	7
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3000
Census Tract	42900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Historic Hill District listed 1976 · 1,009 contributing resources · NRIS 76001067

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	706 SUMMIT AVE, SAINT PAUL, MN 55105-3440
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage SUNRISE BANKS NA
Aug 12, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Deed Document Number	A04901591
Record Updated	Jun 7, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	706 SUMMIT AVE, SAINT PAUL, MN 55105-3440
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	706 SUMMIT AVE, SAINT PAUL, MN 55105-3440

Mortgage

Document Number	0A04972209
Date	Nov 23, 2022
Instrument	A04972209

Lender

Name	SUNRISE BANKS NA
Type	Bank
Address	SAINT PAUL, MN 55103

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 22, 2032

Interest

Rate Type	Adjustable Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 12, 2021
Property Address	706 SUMMIT AVE, SAINT PAUL, MN 55105-3440
Document Number	0A04901591
Instrument Date	Aug 2, 2021
Instrument	A04901591
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	TITLESMART INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,062.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	704 SUMMIT AVE # 706, 706, SAINT PAUL, MN 55105-3440

Mortgage

Document Number	0A04901592
Date	Aug 12, 2021
Instrument	A04901592

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$11,368.00	$629,800 Land $241,900 Building $387,900	$629,800 Land $241,900 Building $387,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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