70 E Water St, Smithsburg, MD 21783 Property Records

Washington County property record for 70 E Water St, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,384 sqft Total Area
Lot Size10,735 sqft (0.246 acres)
GarageAttached, 400 sqft
OccupancyOwner Occupied
Last Sale$328,315 (2021)
Tax Bill$3,127.00 (2025)

Owner

Source: Washington County records · APN 07-036353

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address70 E WATER ST, SMITHSBURG, MD 21783-1633
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Mar 02, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 14, 2021 · Amount on Record
Deed SaleJun 14, 2021 · Amount on Record
Prior SaleMar 02, 2021 · Amount on Record
Deed Book / Page6659 / 106
Record RefreshedSep 20, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateJun 14, 2021
Property Address70 E WATER ST, SMITHSBURG, MD 21783-1633
Document Number0066590106
Book / Page6659 / 106
Map ReferencePL 6769&6770
Instrument DateJun 14, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyNVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address70 E WATER ST, SMITHSBURG, MD 21783-1633

Mortgage

Document Number0006659111
DateJun 14, 2021
Instrument6659/111
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateMar 02, 2021
Property Address70 E WATER ST, SMITHSBURG, MD 21783-1633
Document Number0065350004
Book / Page6535 / 4
Map ReferencePL 6769&6770
Instrument DateMar 01, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address4991 NEW DESIGN RD STE 105, 105, FREDERICK, MD 21703-7342
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalitySmithsburg Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$379,300 (+7.6%)$406,100 (-) Land $70,300 Building $335,800
2025$3,127.00 (+6.36%) Homeowner's exemption$352,500 (+9.69%)$406,100 (+24.69%) Land $70,300 Building $335,800
2023$2,940.00 Homeowner's exemption$321,367$325,700 Land $70,300 Building $255,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN07-036353
Alternative APN
  • 036353

Interior

Full Baths2 Baths
Building Area1,384 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,735 sqft (0.246 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number036353
Street Address70 E WATER ST
CitySMITHSBURG
StateMD
Zip21783-1633
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 28 0.25AC 70 E WATER ST MOUNTAIN SHADOWS
Legal SubdivisionMOUNTAIN SHADOWS
Legal Lot Number28
JurisdictionWASHINGTON MD
Minor Civil Division7, SMITHSBURG
Census Blockgroup4
Census Block4007
Census Tract11301

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