66 E Water St, Smithsburg, MD 21783 Property Records

Washington County property record for 66 E Water St, Smithsburg, MD 21783 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,200 sqft · built 2021
Lot Size	0.397 acres (17,301 sqft)
Owner	Individual Name on File
Last Sale	$348,660 (Jun 2021)
Tax Bill	$3,220 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Mar 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-036388`

Property Details

APN / Parcel Number

Primary APN	`07-036388`
Alternative APN	`036388`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,200 sqft Total Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	17,301 sqft (0.397 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	036388
Street Address	66 E WATER ST
City	SMITHSBURG
State	MD
Zip	21783-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 0.40AC 66 E WATER ST MOUNTAIN SHADOWS
Legal Subdivision	MOUNTAIN SHADOWS
Legal Lot Number	30
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	4
Census Block	4007
Census Tract	11301

Owner

Source: Washington County records · APN 07-036388

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	66 E WATER ST, SMITHSBURG, MD 21783-1633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Mar 16, 2021	Deed, Transfer NVR SETTLEMENT SERVICES INC
Mar 09, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Mar 16, 2021 · Amount on Record
Deed Book / Page	6668 / 47
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jun 21, 2021
Property Address	66 E WATER ST, SMITHSBURG, MD 21783-1633
Document Number	0066680047
Book / Page	6668 / 47
Map Reference	PL 6769&6770
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	66 E WATER ST, SMITHSBURG, MD 21783-1633

Mortgage

Document Number	0000666852
Date	Jun 21, 2021
Instrument	6668/52

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 16, 2021
Property Address	66 E WATER ST, SMITHSBURG, MD 21783-1633
Document Number	0065500396
Book / Page	6550 / 396
Map Reference	PL 6769&6770
Instrument Date	Mar 16, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5108 RIDGE RD, 5108, MOUNT AIRY, MD 21771-8118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4991 NEW DESIGN RD STE 105, 105, FREDERICK, MD 21703-7342
Investor	Possibly a Property Investor

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 09, 2021
Property Address	66 E WATER ST, SMITHSBURG, MD 21783-1633
Document Number	0065420065
Book / Page	6542 / 65
Map Reference	PL 5769&6770
Instrument Date	Mar 08, 2021
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5108 RIDGE RD, 5108, MOUNT AIRY, MD 21771-8118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4991 NEW DESIGN RD STE 105, 105, FREDERICK, MD 21703-7342
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,833 (+6.04%)	$396,200 (-) Land $73,600 Building $322,600
2025	$3,220.00 (+13.3%)	$353,467 (+13.79%)	$396,200 (+19.3%) Land $73,600 Building $322,600
2023	$2,842.00	$310,633	$332,100 Land $73,600 Building $258,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430113014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Schurz Communications	Fiber	2,300 / 2,300
Xfinity	Fiber	2,000 / 2,000
Schurz Communications	Cable	1,300 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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