Washington County property record for 68 E Water St, Smithsburg, MD 21783 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,200 sqft Total Area |
| Lot Size | 15,515 sqft (0.356 acres) |
| Garage | Built-in, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $342,980 (2021) |
| Tax Bill | $3,186.00 (2025) |
Source: Washington County records · APN 07-036361
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 68 E WATER ST, SMITHSBURG, MD 21783-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 04, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 23, 2021 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage NVR MORTGAGE FINANCE INC |
| Jan 20, 2021 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2021 · Amount on Record |
| Deed Sale | Apr 23, 2021 · Amount on Record |
| Prior Sale | Jan 20, 2021 · Amount on Record |
| Deed Book / Page | 6598 / 380 |
| Last Transfer Date | Jun 19, 2023 |
| Transfer Doc | 7269000082 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 68 E WATER ST, SMITHSBURG, MD 21783-1633 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 68 E WATER ST, SMITHSBURG, MD 21783-1633 |
| Document Number | 0072220017 |
|---|---|
| Date | Apr 04, 2023 |
| Book Page | 7222/17 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Apr 23, 2021 |
| Property Address | 68 E WATER ST, SMITHSBURG, MD 21783-1633 |
| Document Number | 0065980380 |
| Book / Page | 6598 / 380 |
| Instrument Date | Apr 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD, 4991, FREDERICK, MD 21703-7113 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 68 E WATER ST, SMITHSBURG, MD 21783-1633 |
| Document Number | 0006598385 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 6598/385 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jan 20, 2021 |
| Property Address | 68 E WATER ST, SMITHSBURG, MD 21783-1633 |
| Document Number | 0064890208 |
| Book / Page | 006489 / 000208 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $128.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD #105 FREDERICK MD 217037342, 105, FREDERICK, MD 21703-7342 |
| Investor | Possibly a Property Investor |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $401,300 (+6.16%) | $424,600 (-) Land $72,700 Building $351,900 | |
| 2025 | $3,186.00 (+10.28%) Homeowner's exemption | $378,000 (+14.1%) | $424,600 (+19.71%) Land $72,700 Building $351,900 |
| 2023 | $2,889.00 Homeowner's exemption | $331,300 | $354,700 Land $72,700 Building $282,000 |
Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07-036361 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,200 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,515 sqft (0.356 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Built-in Garage |
| Garage Area | 400 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 036361 |
|---|---|
| Street Address | 68 E WATER ST |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1633 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 29 0.36AC 68 E WATER ST MOUNTAIN SHADOWS |
| Legal Subdivision | MOUNTAIN SHADOWS |
| Legal Lot Number | 29 |
| Jurisdiction | WASHINGTON MD |
| Minor Civil Division | 7, SMITHSBURG |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 11301 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures