62 E Water St, Smithsburg, MD 21783 Property Records

Washington County property record for 62 E Water St, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 1922
Square Footage	2,072 sqft Total Area
Lot Size	16,686 sqft (0.383 acres)
Garage	Detached, 396 sqft
Last Sale	$245,900 (2019)
Tax Bill	$2,832.00 (2025)

Owner

Source: Washington County records · APN 07-007817

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	61 E WATER ST, SMITHSBURG, MD 21783-1605
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Nov 05, 2009 · Amount on Record
Deed Book / Page	6136 / 81
Last Transfer Date	Jul 29, 2025
Transfer Doc	0077420297
Record Refreshed	Sep 20, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Dec 16, 2019
Property Address	62 E WATER ST, SMITHSBURG, MD 21783-1633
Document Number	0061360081
Book / Page	6136 / 0081
Map Reference	FO 9693
Instrument Date	Dec 13, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	62 E WATER ST, SMITHSBURG, MD 21783-1633

Mortgage

Document Number	0000613687
Date	Dec 16, 2019
Instrument	6136/87

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,933 (+12.57%)	$389,000 (-) Land $57,000 Building $332,000
2025	$2,832.00 (+14.38%)	$310,867 (+28.46%)	$389,000 (+43.12%) Land $57,000 Building $332,000
2024	$2,476.00 (+11.83%)
2023	$2,214.00	$242,000	$271,800 Land $57,000 Building $214,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`07-007817`
Alternative APN	`007817`

Interior

Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,072 sqft Total Area
Basement Area	260 sqft Basement
Finished Basement	260 sqft Finished
Stories	2 Stories

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Brick Exterior
Roof Material	Composition Shingle Roof
Lot Area	16,686 sqft (0.383 acres)
Depth X Width	200 ft x 166 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	396 sqft Garage
Patio Area	240 sqft Patio
Porch Area	252 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Radiant Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	007817
Street Address	62 E WATER ST
City	SMITHSBURG
State	MD
Zip	21783-1633
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.38 ACRES 62 E WATER ST
Legal Subdivision	ESTATES OF EDGAR JACQUES
Jurisdiction	WASHINGTON MD
Minor Civil Division	7, SMITHSBURG
Census Blockgroup	4
Census Block	4007
Census Tract	11301