60 E Water St, Smithsburg, MD 21783 Property Records

Washington County property record for 60 E Water St, Smithsburg, MD 21783 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 2002
Square Footage	1,776 sqft Total Area
Lot Size	11,511 sqft (0.264 acres)
Garage	Attached, 576 sqft
Occupancy	Owner Occupied
Last Sale	$215,000 (2003)
Tax Bill	$2,945.00 (2025)

Owner

Source: Washington County records · APN 07-026269

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	60 E WATER ST, SMITHSBURG, MD 21783-1633
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2003 · Amount on Record
Deed Sale	Jan 15, 2003 · Amount on Record
Prior Sale	Jun 05, 2002 · Amount on Record
Deed Doc Number	200324863
Deed Book / Page	1909 / 345
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	60 E WATER ST, SMITHSBURG, MD 21783-1633
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	COMMUNITY STLMTS & ESCROW LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063560336
Date	Sep 09, 2020
Book Page	6356/336

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,967 (+6.46%)	$392,400 (-) Land $70,700 Building $321,700
2025	$2,945.00 (+10.26%) Homeowner's exemption	$347,533 (+14.14%)	$392,400 (+20.7%) Land $70,700 Building $321,700
2023	$2,671.00 Homeowner's exemption	$304,467	$325,100 Land $70,700 Building $254,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`07-026269`
Alternative APN	`026269`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,776 sqft Total Area
Basement Area	700 sqft Basement
Finished Basement	700 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	11,511 sqft (0.264 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	576 sqft Garage
Porch Area	228 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	026269
Street Address	60 E WATER ST
City	SMITHSBURG
State	MD
Zip	21783-1633
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1 0.264 AC 60 EAST WATER ST MOUNTAIN SHADOWS
Legal Subdivision	MOUNTAIN SHADOWS
Legal Lot Number	1
Jurisdiction	WASHINGTON MD
Minor Civil Division	7, SMITHSBURG
Census Blockgroup	4
Census Block	4007
Census Tract	11301