70 4th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 70 4th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,145 sqft · built 1918
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Oct 2014)
Tax Bill	$7,146 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`19-00065-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`19-00065-0000-00026`
Alternative APNs	`190006500026` `00012300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,145 sqft Living Area
1st Floor Area	618 sqft
Upper Floors Area	408 sqft
Basement Area	408 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Exterior Amenities

Porch	Enclosed Porch
Deck Area	28 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Account Number	00012300
Street Address	70 4TH ST
City	HIGHLANDS
State	NJ
Zip	07732-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	HIGHLANDS/NAVESINK
Legal Block	65
Legal Lot Number	26
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2021
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 4TH ST, HIGHLANDS, NJ 07732-1637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2014 · Amount on Record
Deed Sale	Oct 1, 2014 · Amount on Record
Deed Document Number	201479025
Deed Book / Page	9083 / 3230
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	70 4TH ST, HIGHLANDS, NJ 07732-1637
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 FLORENCE AVE, LEONARDO, NJ 07737-1011

Mortgage

Document Number	0096639663
Date	Oct 11, 2023
Book Page	9663/9663
Instrument	2023070959

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	70 4TH ST, HIGHLANDS, NJ 07732-1637
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	SIGNATURE CLOSING SERVICES LLC, SIGNATURE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095828048
Date	Mar 7, 2022
Book Page	9582/8048
Instrument	2022026628

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	70 4TH ST, HIGHLANDS, NJ 07732-1637
Document Number	0000111280
Instrument Date	Oct 31, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	CORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 4TH ST HIGHLANDS NJ 077321637, HIGHLANDS, NJ 07732-1637

Mortgage

Document Number	0000111280
Date	Nov 21, 2019
Book Page	009381/001960
Instrument	111280

Lender

Name	VALLEY NAT'L BK
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,200 (+25.44%) Land $326,200 Building $198,000	$524,200 (+25.44%) Land $326,200 Building $198,000
2025	$7,146.00 (+24.67%)	$417,900 (+55.7%) Land $221,700 Building $196,200	$417,900 (+55.7%) Land $221,700 Building $196,200
2024	$5,732.00 (+13.98%)
2023		$268,400 Land $116,200 Building $152,200	$268,400 Land $116,200 Building $152,200
2022	$5,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures