69 4th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 69 4th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,082 sqft · built 1923
Lot Size	0.057 acres (2,500 sqft)
Owner	Company Name on Record
Last Sale	$481,300 (Mar 2026)
Tax Bill	$6,419 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`19-00064-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`19-00064-0000-00015`
Alternative APNs	`190006400015` `00011940`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,082 sqft Living Area
1st Floor Area	640 sqft
Upper Floors Area	442 sqft
Basement Area	442 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Porch	Open Porch
Deck Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00011940
Street Address	69 4TH ST
City	HIGHLANDS
State	NJ
Zip	07732-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	HIGHLANDS/NAVESINK SEC 01
Legal Block	64
Legal Lot Number	15
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2024
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	525 ROUTE 73 N, 104, MARLTON, NJ 08053-3422
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
May 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Oct 30, 2017	Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2026 · Amount on Record
Deed Sale	Mar 26, 2026 · Amount on Record
Prior Sale	May 18, 2023 · Amount on Record
Deed Document Number	202625665
Deed Book / Page	9786 / 1882
Prior Transfer Date	Apr 29, 2013
Prior Transfer Doc	0000056564
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Apr 13, 2026
Property Address	69 4TH ST, HIGHLANDS, NJ 07732-1636
Document Number	0000030064
Book / Page	9788 / 5599
Instrument Date	Apr 9, 2026
Instrument	202630064
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	22 ROCKFORD DR, WEST NYACK, NY 10994-1125

Mortgage

Document Number	0000030064,
Date	Apr 13, 2026
Book Page	9788/5599
Instrument	202630064

Lender

Name	HOMETOWN EQUITY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	69 4TH ST, HIGHLANDS, NJ 07732-1636
Transaction Type	Mortgage
Record Updated	Aug 18, 2023
Title Company	NOT AVAILABLE, MUNDUS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ALLEGRA DR, VALLEY COTTAGE, NY 10989-1833

Mortgage

Document Number	0096451937
Date	May 18, 2023
Book Page	9645/1937
Instrument	2023034340

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 30, 2017
Property Address	69 4TH ST, HIGHLANDS, NJ 07732-1636
Document Number	0000106762
Book / Page	009256 / 004776
Instrument Date	Aug 3, 2017
Instrument	106762
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	RED BANK TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 4TH ST HIGHLANDS NJ 077321636, HIGHLANDS, NJ 07732-1636

Mortgage

Document Number	106763
Date	Oct 30, 2017
Book Page	009256/004786
Instrument	106763

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,300 (+28.21%) Land $326,200 Building $155,100	$481,300 (+28.21%) Land $326,200 Building $155,100
2025	$6,419.00 (+14.99%)	$375,400 (+43.89%) Land $221,700 Building $153,700	$375,400 (+43.89%) Land $221,700 Building $153,700
2024	$5,582.00 (+14.48%)
2023		$260,900 Land $116,200 Building $144,700	$260,900 Land $116,200 Building $144,700
2022	$4,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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