66 4th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 66 4th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,620 sqft · built 1919
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Mar 2023)
Tax Bill	$7,396 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-00065-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`19-00065-0000-00028`
Alternative APNs	`190006500028` `00012320`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	810 sqft
Upper Floors Area	810 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Exterior Amenities

Porch	Open Porch
Deck Area	35 sqft
Shed	1 Shed
Shed Area	64 sqft
Canopy	55 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	00012320
Street Address	66 4TH ST
City	HIGHLANDS
State	NJ
Zip	07732-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	CECILIA F HOWELL LANDS
Legal Block	65
Legal Lot Number	28
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2021
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	66 4TH ST, HIGHLANDS, NJ 07732-1637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Mar 30, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage PATRIOT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Dec 15, 2014 · Amount on Record
Deed Document Number	202321979
Deed Book / Page	9639 / 3180
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 10, 2026
Property Address	66 4TH ST, HIGHLANDS, NJ 07732-1637
Document Number	0000074346
Book / Page	9812 / 281
Instrument Date	Aug 31, 2026
Instrument	202674346
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 4TH ST, HIGHLANDS, NJ 07732-1637

Mortgage

Document Number	0000074346,
Date	Sep 10, 2026
Book Page	9812/281
Instrument	202674346

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 30, 2023
Property Address	66 4TH ST, HIGHLANDS, NJ 07732-1637
Document Number	0096393180
Book / Page	9639 / 3180
Instrument Date	Mar 20, 2023
Instrument	2023021979
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	SURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,127.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	89 SUMMIT DR, FREEHOLD, NJ 07728-9036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 4TH ST, HIGHLANDS, NJ 07732-1637

Mortgage

Document Number	2023021980
Date	Mar 30, 2023
Instrument	2023021980

Lender

Name	PATRIOT MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$538,900 (+24.6%) Land $326,200 Building $212,700	$538,900 (+24.6%) Land $326,200 Building $212,700
2025	$7,396.00 (+11.12%)	$432,500 (+37.78%) Land $221,700 Building $210,800	$432,500 (+37.78%) Land $221,700 Building $210,800
2024	$6,656.00 (+11.62%)
2023		$313,900 Land $116,200 Building $197,700	$313,900 Land $116,200 Building $197,700
2022	$5,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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